7181 Oak Tree Pl, Monterey, CA 93940 Property Records

Monterey County property record for 7181 Oak Tree Pl, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Lot Size0.123 acres (5,377 sqft)
OwnerIndividual Name on Record
Last Sale$249,000 (May 2009)
Tax Bill$4,221 (2025)
Deeds & MortgagesJun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN259-121-028-000

Property Details

APN / Parcel Number

Primary APN259-121-028-000
Alternative APN
  • 259-121-028

Exterior

Lot Area5,377 sqft (0.123 acres)

Location & Zoning

Old Parcel Number259-121-028
Street Address7181 OAK TREE PL
CityMONTEREY
StateCA
Zip93940-7303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTERRA RANCH PROPERTIES INCLUSIONARY HOUSING SUBDIVISION VOL 19 C&T PG 34 TRACT 1270 LOT 28
Legal SubdivisionNCLUSIONARY HOUSING SUBDIVISION
Legal Tract1270
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1035
Census Tract13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7181 OAK TREE PL, MONTEREY, CA 93940-7303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2009 · Amount on Record
Deed SaleMay 21, 2009 · Amount on Record
Prior SaleDec 16, 1997 · Amount on Record
Deed Document Number200931348
Record UpdatedOct 29, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address7181 OAK TREE PL, MONTEREY, CA 93940-7303
Document Number0000025407
Instrument DateJun 6, 2019
Transaction TypeMortgage
Record UpdatedJul 5, 2019
Title CompanySOLIDIFI TITLE COMPANY/CA, SOLIDIFI TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address7181 OAK TREE PL MONTEREY CA 939407303, MONTEREY, CA 93940-7303

Mortgage

Document Number0000025407
DateJun 20, 2019
Instrument25407
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 19, 2034

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$327,048 (+2%) Land $163,524 Building $163,524
2025$4,221.00 (+7.68%) Homeowner's exemption$320,636 (+4.04%) Land $160,318 Building $160,318
2023$3,920.00 (+0.1%) Homeowner's exemption$308,188 Land $154,094 Building $154,094
2022$3,916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Oak Tree Pl

Nearby Streets

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