Monterey County property record for 7185 Oak Tree Pl, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.112 acres (4,888 sqft) |
| Owner | Company Name on Record |
| Last Sale | $162,000 (Dec 1997) |
| Tax Bill | $3,519 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 259-121-027-000 |
| Primary APN | 259-121-027-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,888 sqft (0.112 acres) |
|---|
| Old Parcel Number | 259-121-027 |
|---|---|
| Street Address | 7185 OAK TREE PL |
| City | MONTEREY |
| State | CA |
| Zip | 93940-7303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTERRA RANCH PROPERTIES INCLUSIONARY HOUSING SUBDIVISION VOL 19 C&T PG 34 TRACT 1270 LOT 27 |
| Legal Subdivision | NCLUSIONARY HOUSING SUBDIVISION |
| Legal Tract | 1270 |
| Legal Lot Number | 27 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 13200 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7185 OAK TREE PL, MONTEREY, CA 93940-7303 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 1997 · Amount on Record |
| Deed Sale | Dec 19, 1997 · Amount on Record |
| Deed Document Number | 199775234 |
| Last Transfer Date | Jan 8, 2021 |
| Transfer Doc | 0000003357 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 7185 OAK TREE PL, MONTEREY, CA 93940-7303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE SALINAS |
| Name | Verified Name |
|---|---|
| Address | 7185 OAK TREE PL, MONTEREY, CA 93940-7303 |
| Document Number | 0000003358 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 2021003358 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $263,814 (+2%) Land $146,568 Building $117,246 | |
| 2025 | $3,519.00 (+7.42%) Homeowner's exemption | $258,643 (+4.04%) Land $143,695 Building $114,948 |
| 2023 | $3,276.00 (-0.15%) Homeowner's exemption | $248,602 Land $138,116 Building $110,486 |
| 2022 | $3,281.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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