7184 Oak Tree Pl, Monterey, CA 93940 Property Records

Monterey County property record for 7184 Oak Tree Pl, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,914 sqft · built 1997
Lot Size	0.116 acres (5,053 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Nov 1997)
Tax Bill	$3,646 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`259-121-016-000`

Property Details

APN / Parcel Number

Primary APN	`259-121-016-000`
Alternative APN	`259-121-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,914 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	5,053 sqft (0.116 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	259-121-016
Street Address	7184 OAK TREE PL
City	MONTEREY
State	CA
Zip	93940-7304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTERRA RANCH PROPERTIES INCLUSIONARY HOUSING SUBDIVISION VOL 19 C&T PG 34 TRACT 1270 LOT 16
Legal Subdivision	NCLUSIONARY HOUSING SUBDIVISION
Legal Tract	1270
Legal Block	1
Legal Lot Number	16
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1035
Census Tract	13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7184 OAK TREE PL, MONTEREY, CA 93940-7304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Mar 17, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 1997 · Amount on Record
Deed Sale	Nov 7, 1997 · Amount on Record
Deed Document Number	199766300
Last Transfer Date	Mar 10, 2017
Transfer Doc	0000014592
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	7184 OAK TREE PL, MONTEREY, CA 93940-7304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE SALINAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037972
Date	Jul 31, 2020
Instrument	2020037972

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Mar 17, 2017
Property Address	7184 OAK TREE PL, MONTEREY, CA 93940-7304
Document Number	0000014592
Map Reference	MAP19 PG34
Instrument Date	Mar 10, 2017
Instrument	2017014592
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7184 OAK TREE PL, MONTEREY, CA 93940-7304

Mortgage

Document Number	0000014593
Date	Mar 17, 2017
Instrument	2017014593

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$275,218 (+2%) Land $146,568 Building $128,650
2025	$3,646.00 (+7.49%) Homeowner's exemption	$269,823 (+4.04%) Land $143,695 Building $126,128
2023	$3,392.00 (-0.09%) Homeowner's exemption	$259,347 Land $138,116 Building $121,231
2022	$3,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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