7189 Oak Tree Pl, Monterey, CA 93940 Property Records

Monterey County property record for 7189 Oak Tree Pl, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,510 sqft · built 1997
Lot Size0.112 acres (4,888 sqft)
Owner2 Individual Names on Record
Last Sale$376,271 (Sep 2011)
Tax Bill$8,071 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN259-121-026-000

Property Details

APN / Parcel Number

Primary APN259-121-026-000
Alternative APN
  • 259-121-026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,510 sqft Living Area
1st Floor Area1,510 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeWood
Lot Area4,888 sqft (0.112 acres)
Garage Area490 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number259-121-026
Street Address7189 OAK TREE PL
CityMONTEREY
StateCA
Zip93940-7303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTERRA RANCH PROPERTIES INCLUSIONARY HOUSING SUBDIVISION VOL 19 C&T PG 34 TRACT 1270 LOT 26
Legal SubdivisionNCLUSIONARY HOUSING SUBDIVISION
Legal Tract1270
Legal Block1
Legal Lot Number26
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group1
Census Block1035
Census Tract13200

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7189 OAK TREE PL, MONTEREY, CA 93940-7303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Sep 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2011 · Amount on Record
Deed SaleSep 21, 2011 · Amount on Record
Prior SaleNov 26, 1997 · Amount on Record
Deed Document Number201152114
Prior Transfer DateAug 26, 2004
Prior Transfer Doc0000092918
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address7189 OAK TREE PL, MONTEREY, CA 93940-7303
Transaction TypeMortgage
Record UpdatedMar 24, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7189 OAK TREE PL, MONTEREY, CA 93940-7303

Mortgage

Document Number0000018821
DateMar 15, 2021
Instrument2021018821
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address7189 OAK TREE PL, MONTEREY, CA 93940-7303
Document Number0000021395
Instrument DateApr 28, 2020
Transaction TypeMortgage
Record UpdatedMay 15, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address7189 OAK TREE PL MONTEREY CA 939407303, MONTEREY, CA 93940-7303

Mortgage

Document Number0000021395
DateMay 4, 2020
Instrument21395
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 3, 2035

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address7189 OAK TREE PL, MONTEREY, CA 93940-7303
Document Number0000043685
Instrument DateSep 26, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7189 OAK TREE PL MONTEREY CA 939407303, MONTEREY, CA 93940-7303

Mortgage

Document Number0000043685
DateOct 2, 2019
Instrument43685
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$672,605 (+2%) Land $384,347 Building $288,258
2025$8,071.00 (+8.34%) Homeowner's exemption$659,417 (+4.04%) Land $376,811 Building $282,606
2023$7,450.00 (+0.72%) Homeowner's exemption$633,813 Land $362,180 Building $271,633
2022$7,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimJan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 71% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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