719 Prospect St, Elgin, IL 60120 Property Records

Kane County property record for 719 Prospect St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,441 sqft · built 1913
Lot Size0.231 acres (10,045 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jul 1999)
Tax Bill$5,823 (2025)
Flood ZoneZone X (minimal risk)
APN06-12-303-025

Property Details

APN / Parcel Number

Primary APN06-12-303-025

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,441 sqft Living Area
Gross Area2,522 sqft
1st Floor Area1,441 sqft
Basement Area1,081 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Construction TypeFrame
Lot Area10,045 sqft (0.231 acres)
Lot Dimensions175 ft deep x 57 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address719 PROSPECT ST
CityELGIN
StateIL
Zip60120-3732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVINCENT S LOVELL ADDN BLOCK 4 LOT 13 & THE WEST 1/2 VACATED PUBLIC ALLEY ADJ
Legal SubdivisionVINCENT S LOVELL ADDN
Legal Block4
Legal Lot Number13
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2020
Census Tract850800

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address719 PROSPECT ST, ELGIN, IL 60120-3732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 1999 · Amount on Record
Deed SaleJul 14, 1999 · Amount on Record
Deed Document Number199969065
Last Transfer DateJan 23, 2004
Transfer Doc0000018053
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,823.00 (+15.83%) Homeowner's exemption
2024$77,673 (+21.39%) Land $17,264 Building $60,409$233,112 (+21.44%) Land $51,813 Building $181,300
2022$5,027.00 (+4.71%) Homeowner's exemption$63,985 (+6.96%) Land $14,222 Building $49,763$191,955 (+6.96%) Land $42,666 Building $149,289
2021$4,801.00 Homeowner's exemption$59,822 Land $13,297 Building $46,525$179,466 Land $39,891 Building $139,575

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL
100 / 20

May also be available: Verizon.

Nearby Properties on Prospect St

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