680 Prospect St, Elgin, IL 60120 Property Records

Kane County property record for 680 Prospect St, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property TypeCommercial
Details2,112 sqft · built 1963
Lot Size0.205 acres (8,910 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Oct 2022)
Tax Bill$9,274 (2025)
Deeds & MortgagesOct 2022 Sale
Flood ZoneZone X (minimal risk)
APN06-12-305-004

Property Details

APN / Parcel Number

Primary APN06-12-305-004

Interior

Stories1 Story
Building Area2,112 sqft Gross Area
1st Floor Area2,112 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialBrick
Lot Area8,910 sqft (0.205 acres)

Location & Zoning

Street Address680 PROSPECT ST
CityELGIN
StateIL
Zip60120-3731
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOVELLS SUBDN PART OF LOVELLS ADDN LYING SOUTH OF LINCOLN AVE WEST 3/4 10 & 1/4 FT LOT 11 BLOCK 3
Legal SubdivisionLOVELLS SUB
Legal Block2
Legal Lot Number11
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2022
Census Tract850800

Owner

Source: Kane County records · APN 06-12-305-004

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address680 PROSPECT ST, ELGIN, IL 60120-3731
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 27, 2022 · Amount on Record
Deed SaleOct 27, 2022 · Amount on Record
Deed Document Number202252457
Prior Transfer DateApr 05, 1996
Prior Transfer Doc0000049204
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 27, 2022
Property Address680 PROSPECT ST, ELGIN, IL 60120-3731
Document Number0000052457
Instrument DateOct 10, 2022
Instrument2022K052457
Transaction TypeTransfer
Record UpdatedNov 02, 2022
Title CompanyLANDTRUST NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address680 PROSPECT ST, 680, ELGIN, IL 60120-3731

Transferred To (Grantee/Buyer)

NameVerified Name
Address1372 BURNETT DR, AURORA, IL 60502-7046

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,274.00 (+15.95%)$121,571 (+8.57%) Land $20,052 Building $101,519$364,859 (+8.57%) Land $60,180 Building $304,679
2024$111,975 (+21.39%) Land $18,469 Building $93,506$336,059 (+21.44%) Land $55,429 Building $280,630
2022$7,998.00 (+3.95%)$92,241 (+6.96%) Land $15,214 Building $77,027$276,723 (+6.96%) Land $45,642 Building $231,081
2021$7,694.00$86,239 Land $14,224 Building $72,015$258,717 Land $42,672 Building $216,045

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 592 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
AT&TDSL100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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