Kane County property record for 653 Prospect St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,388 sqft · built 1930 |
| Lot Size | 0.236 acres (10,291 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,763 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-306-001 |
| Primary APN | 06-12-306-001 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| Gross Area | 2,776 sqft |
| 1st Floor Area | 1,388 sqft |
| Basement Area | 1,388 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 10,291 sqft (0.236 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 653 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOVELLS SUB THAT PT OF LOVELLS ADD LYING SLY OF LINCOLN AVE NLY 102 FT WLY 1/2 LOT 7 & NLY 99 FT LOT 8 BLK 3 |
| Legal Subdivision | LOVELLS SUB |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 850800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 653 PROSPECT ST, ELGIN, IL 60120-3730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 3, 2011 |
| Transfer Doc | 0000028577 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,763.00 (-4.32%) Homeowner's exemption Senior Citizen's exemption | $91,549 (+8.57%) Land $24,162 Building $67,387 | $274,757 (+8.57%) Land $72,515 Building $202,242 |
| 2024 | $84,323 (+21.39%) Land $22,255 Building $62,068 | $253,070 (+21.44%) Land $66,792 Building $186,279 | |
| 2022 | $6,023.00 (+14.55%) | $69,463 (+6.96%) Land $18,333 Building $51,130 | $208,389 (+6.96%) Land $54,999 Building $153,390 |
| 2021 | $5,258.00 Homeowner's exemption | $64,943 Land $17,140 Building $47,803 | $194,829 Land $51,420 Building $143,409 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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