Kane County property record for 703 Prospect St, #7, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 2,152 sqft · built 1961 |
| Lot Size | 0.184 acres (8,004 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,817 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-303-019 |
| Primary APN | 06-12-303-019 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,152 sqft Living Area |
| Gross Area | 4,304 sqft |
| 1st Floor Area | 2,152 sqft |
| Basement Area | 2,152 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick |
| Lot Area | 8,004 sqft (0.184 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 703 PROSPECT ST, 7 |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINCENT S LOVELL ADDN LOT 11 & SOUTH 1/2 VACATED ALLEY ADJ BLOCK 4 |
| Legal Subdivision | VINCENT S LOVELL ADDN |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 850800 |
703 Prospect St, #7 is owned by two individuals who acquired it in May 2008.
Source: Kane County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 707 PROSPECT ST, ELGIN, IL 60120-3732 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 19, 2008 |
| Transfer Doc | 0000046763 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 703 PROSPECT ST # 7, 7, ELGIN, IL 60120-3732 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|---|
| Address | 703 PROSPECT ST 707, 707, ELGIN, IL 60120-3732 |
| Document Number | 0000045258 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 2023K045258 |
| Name | DANIEL WYNN IRA |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60603 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 703 Prospect St, #7 was $7,817, up 3.5% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,817.00 (+3.5%) | $102,467 (+8.57%) Land $18,472 Building $83,995 | $307,524 (+8.57%) Land $55,438 Building $252,086 |
| 2024 | $7,553.00 | $94,379 Land $17,014 Building $77,365 | $283,250 Land $51,062 Building $232,188 |
| 2022 | $6,741.00 (+3.96%) | $77,746 (+6.96%) Land $14,016 Building $63,730 | $233,238 (+6.96%) Land $42,048 Building $191,190 |
| 2021 | $6,484.00 | $72,687 Land $13,104 Building $59,583 | $218,061 Land $39,312 Building $178,749 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 703 Prospect St, #7 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 703 Prospect St, #7 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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