Kane County property record for 731 Prospect St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,177 sqft · built 1900 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,500 (Oct 2004) |
| Tax Bill | $6,218 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-303-023 |
| Primary APN | 06-12-303-023 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,177 sqft Living Area |
| Gross Area | 3,276 sqft |
| Basement Area | 1,099 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 175 ft deep x 60 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 731 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VINCENT S LOVELL ADDN BLOCK 4 LOT 15 & THE WEST 1/2 VACATED PUBLIC ALLEY ADJ |
| Legal Subdivision | VINCENT S LOVELL ADDN |
| Legal Block | 4 |
| Legal Lot Number | 15 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 850800 |
Source: Kane County records · APN 06-12-303-023
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 731 PROSPECT ST, ELGIN, IL 60120-3779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2004 · Amount on Record |
| Deed Sale | Oct 26, 2004 · Amount on Record |
| Prior Sale | May 12, 1999 · Amount on Record |
| Deed Document Number | 2004139043 |
| Last Transfer Date | Nov 10, 2005 |
| Transfer Doc | 0000007601 |
| Record Updated | Sep 20, 2026 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,218.00 (+25.51%) Homeowner's exemption | ||
| 2024 | $82,440 (+30.56%) Land $18,750 Building $63,690 | $247,419 (+30.62%) Land $56,273 Building $191,146 | |
| 2022 | $4,954.00 (+4.71%) Homeowner's exemption | $63,141 (+6.96%) Land $15,445 Building $47,696 | $189,423 (+6.96%) Land $46,335 Building $143,088 |
| 2021 | $4,731.00 Homeowner's exemption | $59,032 Land $14,440 Building $44,592 | $177,096 Land $43,320 Building $133,776 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 592 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures