719 Monterrey Ter, McHenry, IL 60050 Property Records

Lake County property record for 719 Monterrey Ter, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,596 sqft · built 1978
Lot Size	0.204 acres (8,891 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Sep 2017)
Tax Bill	$7,754 (2024)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-04-301-002`

Property Details

APN / Parcel Number

Primary APN	`05-04-301-002`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,596 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	476 sqft
Upper Floors Area	1,120 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	8,891 sqft (0.204 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	719 MONTERREY TER
City	MCHENRY
State	IL
Zip	60050-7136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHARD G.GREMLEY & ROY N.MILLER-S ROUND HILL SUB LOT 48
Legal Subdivision	RICHARD G.GREMLEY & ROY N.MILLER-S ROUND
Legal Lot Number	48
Jurisdiction	LAKE IL
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1010
Census Tract	860908

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	719 MONTERREY TER, MCHENRY, IL 60050-7136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on Record
Deed Sale	Sep 8, 2017 · Amount on Record
Deed Document Number	20177425885
Prior Transfer Date	Dec 10, 2014
Prior Transfer Doc	0007157044
Record Updated	Oct 29, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Sep 8, 2017
Property Address	719 MONTERREY TER, MCHENRY, IL 60050-7136
Document Number	0007425885
Instrument Date	Aug 28, 2017
Instrument	7425885
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	719 MONTERREY TER MCHENRY IL 600507136, MCHENRY, IL 60050-7136

Mortgage

Document Number	7425886
Date	Sep 8, 2017
Instrument	7425886

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Grant Township
Municipality	Fox Lake Village
Elementary School District	Fox Lake Grade School District 114 (PK - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$111,010 (+33.52%) Land $19,386 Building $91,624	$333,063 (+33.52%) Land $58,164 Building $274,899
2024	$7,754.00 (+24.34%)
2023	$6,236.00 (+3.59%)	$83,139 (+11.53%) Land $16,914 Building $66,225	$249,442 (+11.53%) Land $50,747 Building $198,695
2022	$6,020.00	$74,545 Land $13,659 Building $60,886	$223,657 Land $40,981 Building $182,676

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 96 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 units insured incl. 4 condo units
Nearby Flood Claims	35 (2007–2026)
Claims Outside the SFHA	1 of 35
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20