Lake County property record for 665 Monterrey Ter, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,564 sqft · built 1989 |
| Lot Size | 0.191 acres (8,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (May 2004) |
| Tax Bill | $11,259 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-04-301-008 |
| Primary APN | 05-04-301-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,564 sqft Living Area |
| Gross Area | 2,982 sqft |
| 1st Floor Area | 1,508 sqft |
| Upper Floors Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 8,307 sqft (0.191 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 77 sqft |
| Deck Area | Deck Area |
| Patio Area | 564 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 665 MONTERREY TER |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-7135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICHARD G.GREMLEY & ROY N.MILLER-S ROUND HILL SUB LOT 42 |
| Legal Subdivision | RICHARD G.GREMLEY & ROY N.MILLER-S ROUND |
| Legal Lot Number | 42 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | GRANT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 860908 |
665 Monterrey Ter is owned and occupied by two individuals who bought it in May 2004.
Source: Lake County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 665 MONTERREY TER, MCHENRY, IL 60050-7135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2004 · Amount on File |
| Deed Sale | May 19, 2004 · Amount on File |
| Prior Sale | May 16, 2000 · Amount on File |
| Deed Document Number | 20045562334 |
| Prior Transfer Date | Aug 14, 1999 |
| Prior Transfer Doc | 0004410763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 665 MONTERREY TER, MCHENRY, IL 60050-7135 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0007823055 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 7823055 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Grant Township |
| Municipality | Fox Lake Village |
| Elementary School District | Fox Lake Grade School District 114 (PK - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $157,281 Land $18,174 Building $139,107 | $471,890 Land $54,527 Building $417,363 | |
| 2024 | $11,259.00 (+17.62%) | ||
| 2023 | $9,572.00 (+3.39%) | $120,921 (+8.72%) Land $15,857 Building $105,064 | $362,800 (+8.72%) Land $47,576 Building $315,224 |
| 2022 | $9,258.00 | $111,218 Land $12,806 Building $98,412 | $333,688 Land $38,422 Building $295,266 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 665 Monterrey Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 96 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 4 condo units |
| Nearby Flood Claims | 35 (2007–2026) |
| Claims Outside the SFHA | 1 of 35 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 665 Monterrey Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures