Lake County property record for 715 Monterrey Ter, McHenry, IL 60050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,320 sqft · built 1979 |
| Lot Size | 0.199 acres (8,647 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $510,000 (Jul 2026) |
| Tax Bill | $7,683 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-04-301-004 |
| Primary APN | 05-04-301-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,804 sqft |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Lot Area | 8,647 sqft (0.199 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 940 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 715 MONTERREY TER |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60050-7136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RICHARD G.GREMLEY & ROY N.MILLER-S ROUND HILL SUB LOT 46 |
| Legal Subdivision | RICHARD G.GREMLEY & ROY N.MILLER-S ROUND |
| Legal Lot Number | 46 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | GRANT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 860908 |
715 Monterrey Ter is owned by a company that bought it in July 2026.
Source: Lake County records, as of August 11, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 61 W BRYANT AVE, PALATINE, IL 60067-7250 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Nov 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on File |
| Deed Sale | Jul 27, 2026 · Amount on File |
| Prior Sale | Nov 8, 2018 · Amount on File |
| Deed Document Number | 20268184041 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 27, 2026 |
| Property Address | 715 MONTERREY TER, MCHENRY, IL 60050-7136 |
| Document Number | 0008184041 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 20268184041 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $77,265.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 61 W BRYANT AVE, PALATINE, IL 60067-7250 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 715 MONTERREY TER, MCHENRY, IL 60050-7136 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007699385 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 7699385 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Nov 8, 2018 |
| Property Address | 715 MONTERREY TER, MCHENRY, IL 60050-7136 |
| Document Number | 0007524753 |
| Map Reference | DOC966069 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 7524753 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | CHICAGO TITLE INSURANCE COMP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $228.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 715 MONTERREY TER, MCHENRY, IL 60050-7136 |
| Document Number | 0007524754 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 7524754 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
The 2025 property tax bill for 715 Monterrey Ter was $7,683, up 1.2% from the year before.
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Grant Township |
| Municipality | Fox Lake Village |
| Elementary School District | Fox Lake Grade School District 114 (PK - 08) |
| Secondary School District | Grant Community High School District 124 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,683.00 (+1.21%) | $113,055 Land $19,160 Building $93,895 | $339,199 Land $57,486 Building $281,713 |
| 2024 | $7,591.00 (+15.33%) | ||
| 2023 | $6,582.00 (+3.56%) | $87,663 (+6.84%) Land $16,716 Building $70,947 | $263,015 (+6.84%) Land $50,153 Building $212,862 |
| 2022 | $6,356.00 | $82,051 Land $13,500 Building $68,551 | $246,178 Land $40,504 Building $205,674 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 715 Monterrey Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 96 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 4 condo units |
| Nearby Flood Claims | 35 (2007–2026) |
| Claims Outside the SFHA | 1 of 35 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 715 Monterrey Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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