709 Monterrey Ter, McHenry, IL 60050 Property Records

Lake County property record for 709 Monterrey Ter, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,145 sqft · built 1993
Lot Size	0.192 acres (8,381 sqft)
Owner	2 Company Names on Record
Last Sale	$250,000 (Sep 2016)
Tax Bill	$9,827 (2024)
Deeds & Mortgages	Jan 2026 Transfer
Flood Zone	Zone AE (high risk)
APN	`05-04-301-007`

Property Details

APN / Parcel Number

Primary APN	`05-04-301-007`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,145 sqft Living Area
Gross Area	2,767 sqft
1st Floor Area	1,540 sqft
Upper Floors Area	605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	8,381 sqft (0.192 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	228 sqft
Deck Area	Deck Area
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	709 MONTERREY TER
City	MCHENRY
State	IL
Zip	60050-7136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHARD G.GREMLEY & ROY N.MILLER-S ROUND HILL SUB LOT 43
Legal Subdivision	RICHARD G.GREMLEY & ROY N.MILLER-S ROUND
Legal Lot Number	43
Jurisdiction	LAKE IL
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1010
Census Tract	860908

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	709 MONTERREY TER, MCHENRY, IL 60050-7136
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2016 · Amount on Record
Deed Sale	Sep 8, 2016 · Amount on Record
Prior Sale	Jun 15, 2007 · Amount on Record
Deed Document Number	20167326654
Last Transfer Date	Jun 13, 2019
Transfer Doc	0007570578
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IL
Recording Date	Jan 8, 2026
Property Address	709 MONTERREY TER, MCHENRY, IL 60050-7136
Document Number	0008142762
Map Reference	MB 34 PG 44
Instrument Date	Dec 23, 2025
Instrument	8142762
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	709 MONTERREY TER, MCHENRY, IL 60050-7136

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Grant Township
Municipality	Fox Lake Village
Elementary School District	Fox Lake Grade School District 114 (PK - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,014 (+7.98%) Land $18,654 Building $128,360	$441,087 (+7.98%) Land $55,968 Building $385,119
2024	$9,827.00 (+16.25%)	$136,149 (+20.25%) Land $17,275 Building $118,874	$408,488 (+20.25%) Land $51,830 Building $356,658
2023	$8,453.00 (+3.78%)	$113,220 (+8.95%) Land $16,274 Building $96,946	$339,694 (+8.95%) Land $48,827 Building $290,867
2022	$8,145.00	$103,918 Land $13,142 Building $90,776	$311,785 Land $39,430 Building $272,355

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 96 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 units insured incl. 4 condo units
Nearby Flood Claims	35 (2007–2026)
Claims Outside the SFHA	1 of 35
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20