717 Monterrey Ter, McHenry, IL 60050 Property Records

Lake County property record for 717 Monterrey Ter, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,840 sqft · built 1973
Lot Size	0.199 acres (8,668 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Nov 2020)
Tax Bill	$12,703 (2024)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-04-301-003`

Property Details

APN / Parcel Number

Primary APN	`05-04-301-003`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,840 sqft Living Area
1st Floor Area	1,280 sqft
Upper Floors Area	1,280 sqft
Basement Area	1,280 sqft
Finished Basement	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	8,668 sqft (0.199 acres)
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	717 MONTERREY TER
City	MCHENRY
State	IL
Zip	60050-7136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RICHARD G.GREMLEY & ROY N.MILLER-S ROUND HILL SUB LOT 47
Legal Subdivision	RICHARD G.GREMLEY & ROY N.MILLER-S ROUND
Legal Lot Number	47
Jurisdiction	LAKE IL
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1010
Census Tract	860908

Owner

Source: Lake County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	717 MONTERREY TER, MCHENRY, IL 60050-7136
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on File
Deed Sale	Nov 18, 2020 · Amount on File
Deed Document Number	20207717534
Prior Transfer Date	Jul 26, 2007
Prior Transfer Doc	0006221517
Record Updated	Oct 29, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Nov 18, 2020
Property Address	717 MONTERREY TER, MCHENRY, IL 60050-7136
Document Number	0007717534
Instrument Date	Sep 23, 2020
Instrument	7717534
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	717 MONTERREY TER, 717, MCHENRY, IL 60050-7136

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	717 MONTERREY TER, MCHENRY, IL 60050-7136

Mortgage

Document Number	0007717535
Date	Nov 18, 2020
Instrument	7717535

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Grant Township
Municipality	Fox Lake Village
Elementary School District	Fox Lake Grade School District 114 (PK - 08)
Secondary School District	Grant Community High School District 124 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$167,702 (+29.95%) Land $19,376 Building $148,326	$503,156 (+29.95%) Land $58,134 Building $445,022
2024	$12,703.00 (+19.79%)
2023	$10,604.00 (+3.04%)	$129,051 (+10.71%) Land $16,904 Building $112,147	$387,192 (+10.71%) Land $50,717 Building $336,475
2022	$10,291.00	$116,562 Land $13,652 Building $102,910	$349,721 Land $40,960 Building $308,761

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 96 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	100 units insured incl. 4 condo units
Nearby Flood Claims	35 (2007–2026)
Claims Outside the SFHA	1 of 35
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20