Berrien County property record for 7176 Harbert Rd, Three Oaks, MI 49128
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,528 sqft · built 1990 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,727 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-0015-0008-02-3 |
| Primary APN | 07-0015-0008-02-3 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,528 sqft Living Area |
| 1st Floor Area | 1,264 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7176 HARBERT RD |
|---|---|
| City | THREE OAKS |
| State | MI |
| Zip | 49128-9719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 703.57'E OF NW COR SEC 15 T7S R20W TH E 82.14'TH S 0 DEG03'18''W 660.72'TH N89DEG59'47''W 155.72' TH N 0 DEG 08'03''E |
| Legal Range | 20W |
| Legal Township | 07S |
| Legal Section | 15 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | CHIKAMING |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 11201 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7176 HARBERT RD, SAWYER, MI 49125-9324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 7176 HARBERT RD, THREE OAKS, MI 49128-9719 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03256/0320 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 3256/0320 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | NEW BUFFALO, MI 49117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 22, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Chikaming Township |
| Unified School District | River Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $266,400 (+14.04%) | $532,800 (+14.04%) | |
| 2025 | $1,727.00 (+14.9%) | ||
| 2023 | $233,600 | $467,200 | |
| 2022 | $1,503.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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