7306 Harbert Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 7306 Harbert Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,955 sqft · built 1960
Lot Size	0.67 acres (29,185 sqft)
Owner	Company Name on Record
Last Sale	$327,075 (Sep 2020)
Tax Bill	$8,037 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2006 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-0016-0016-01-6`

Property Details

APN / Parcel Number

Primary APN	`07-0016-0016-01-6`
Alternative APN	`11-07-0016-0016-01-6`

Interior

Full Baths	3 Baths
Building Area	1,955 sqft Living Area
1st Floor Area	1,596 sqft
Basement Area	1,436 sqft
Unfinished Basement	1,436 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cottage
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	332 ft deep x 103 ft wide
Garage Area	959 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7306 HARBERT RD
City	THREE OAKS
State	MI
Zip	49128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 168' W OF NE COR SEC 16 T7S R20W TH W 103.7' TH S 332' TO NLY R/W OF RR TH NELY ON R/W TO A PT S OF BEG TH N TO POB
Legal Range	20W
Legal Township	07S
Legal Section	16
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	1
Census Block	1050
Census Tract	11201

Owner

Source: Berrien County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4201 WINTER LN, VALPARAISO, IN 46385-6306
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage MATTHEW L KAPLAN
May 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO FINANCIAL SERVICES INC
Jan 6, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 5, 2025	Warranty Deed, Transfer · Conventional Mortgage BOXCAR MORTGAGE LLC
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Feb 11, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage MAUREEN BRETZ AUBINOE ETAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Sep 1, 2020 · Amount on Record
Deed Book / Page	3289 / 84
Last Transfer Date	Dec 5, 2025
Transfer Doc	03467/4317
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7306 HARBERT RD, THREE OAKS, MI 49128-9719
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03264/2943
Date	Feb 11, 2020
Book Page	3264/2943

Lender

Name	MATTHEW L KAPLAN
Type	Private Party
Address	444 CENTRAL PARK W, NEW YORK, NY 10025

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Aug 10, 2020

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7306 HARBERT RD, THREE OAKS, MI 49128-9719
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	CAPITAL TITLE AGENCY INC, CTI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02710/0066
Date	May 10, 2006
Book Page	2710/0066

Lender

Name	CHICAGO FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	215 W SUPERIOR ST STE 7, CHICAGO, IL 60654

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2036

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 6, 2026
Property Address	7306 HARBERT RD, THREE OAKS, MI 49128-9719
Document Number	03467/4317
Book / Page	3467 / 4317
Instrument Date	Dec 5, 2025
Instrument	2026449481
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 WINTER LN, VALPARAISO, IN 46385-6306

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 5, 2025
Property Address	7306 HARBERT RD, THREE OAKS, MI 49128-9719
Document Number	03463/4026
Book / Page	3463 / 4026
Instrument Date	Oct 16, 2025
Instrument	2025445562
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	UNKNOWN, FAT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 WINTER LN, VALPARAISO, IN 46385-6306

Mortgage

Document Number	0034634028
Date	Nov 5, 2025
Instrument	3463/4028

Lender

Name	BOXCAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 1, 2020
Property Address	7306 HARBERT RD, THREE OAKS, MI 49128-9719
Document Number	0003289/84
Book / Page	3289 / 84
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,816.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4730 S FORT APACHE RD # RD300, RD300, LAS VEGAS, NV 89147-7945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7306 HARBERT RD, THREE OAKS, MI 49128-9719

Mortgage

Document Number	0000328988
Date	Sep 1, 2020
Instrument	3289/88

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 11, 2020
Property Address	7306 HARBERT RD, THREE OAKS, MI 49128-9719
Document Number	03264/2931
Book / Page	3264 / 2931
Instrument Date	Feb 6, 2020
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,075.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3151 S PRAIRIE AVE, CHICAGO, IL 60616-3903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4730 S FORT APACHE RD STE 300, 300, LAS VEGAS, NV 89147-7947

Mortgage

Document Number	03264/2933
Date	Feb 11, 2020
Book Page	3264/2933

Lender

Name	MAUREEN BRETZ AUBINOE ETAL
Type	Private Party
Address	107 W JEFFERSON ST, ROCKVILLE, MD 20850

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 10, 2021

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,600 (-1.91%)	$543,200 (-1.91%)
2025	$8,037.00 (+2.77%)	$276,900 (+28.43%)	$553,800 (+28.43%)
2024	$7,820.00 (+11.27%)
2023		$215,600	$431,200
2022	$7,028.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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