7100 Harbert Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 7100 Harbert Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,523 sqft · built 1952
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Aug 1999)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-0015-0005-03-2`

Property Details

APN / Parcel Number

Primary APN	`07-0015-0005-03-2`
Alternative APN	`11-07-0015-0005-03-2`

Interior

Full Baths	1 Bath
Building Area	1,523 sqft Living Area
1st Floor Area	1,270 sqft
Basement Area	1,014 sqft
Unfinished Basement	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	43,124 sqft (0.99 acres)
Lot Depth	656 ft Depth
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7100 HARBERT RD
City	THREE OAKS
State	MI
Zip	49128-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 1317.14'S89DEG49'E OF NW COR SEC 15 T7S R20W TH N89DEG49'W 65' TH S00DEG01'05''W 661.6'TH S89DEG 50'45''E 65'TH
Legal Range	20W
Legal Township	07S
Legal Section	15
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	1
Census Block	1053
Census Tract	11201

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3724 N BERNARD ST, 1, CHICAGO, IL 60618-4207
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Feb 1, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 1999 · Amount on Record
Deed Sale	Aug 10, 1999 · Amount on Record
Deed Book / Page	1992 / 1384
Last Transfer Date	Oct 21, 2015
Transfer Doc	03119/1466
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7100 HARBERT RD, THREE OAKS, MI 49128-9719
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7100 HARBERT RD, HARBERT, MI 49115-5108

Mortgage

Document Number	03341/1138
Date	Aug 25, 2021
Book Page	3341/1138

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 1, 2019
Property Address	7100 HARBERT RD, THREE OAKS, MI 49128-9719
Document Number	03228/1168
Book / Page	3228 / 1168
Instrument Date	Jan 23, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 254, HARBERT, MI 49115-0254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 N KIMBALL AVE, CHICAGO, IL 60618-2307

Mortgage

Document Number	0003228747
Date	Feb 1, 2019
Instrument	3228/747

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,500 (+24.32%)	$319,000 (+24.32%)
2025	$3,351.00 (+2.76%)	$128,300 (+25.91%)	$256,600 (+25.91%)
2024	$3,261.00 (+5.09%)
2023		$101,900	$203,800
2022	$3,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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