7148 Harbert Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 7148 Harbert Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	1 ba · 924 sqft · built 1930
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Feb 2024)
Tax Bill	$6,072 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-0015-0006-00-4`

Property Details

APN / Parcel Number

Primary APN	`07-0015-0006-00-4`
Alternative APN	`11-07-0015-0006-00-4`

Interior

Full Baths	1 Bath
Building Area	924 sqft Living Area
1st Floor Area	924 sqft
Basement Area	824 sqft
Unfinished Basement	824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	18,731 sqft (0.43 acres)
Lot Depth	187 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7148 HARBERT RD
City	THREE OAKS
State	MI
Zip	49128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 1742.09' W OF N1/4 PST SEC 15 T7S R20W TH S0DEG07'55''W 187.79' TH S89DEG51'09''W 100.15' TH N0DEG 07'55''E 188.05' TH E
Legal Range	20W
Legal Township	07S
Legal Section	15
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	1
Census Block	1053
Census Tract	11201

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9639 S HOYNE AVE, CHICAGO, IL 60643-1632
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 8, 2018	Warranty Deed, Transfer
Jan 8, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Jun 1, 2009
Deed Document Number	2024398244
Deed Book / Page	3420 / 3424
Prior Transfer Date	Oct 22, 2008
Prior Transfer Doc	02863/1728
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Apr 6, 2026
Property Address	7148 HARBERT RD, THREE OAKS, MI 49128-9719
Document Number	0000457763
Book / Page	3474 / 1287
Instrument Date	Mar 27, 2026
Instrument	2026457763
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	9639 S HOYNE AVE, CHICAGO, IL 60643-1632

Mortgage

Document Number	0000457763,
Date	Apr 6, 2026
Book Page	3474/1287
Instrument	2026457763

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 16, 2024
Property Address	7148 HARBERT RD, THREE OAKS, MI 49128-9719
Document Number	03420/3424
Book / Page	3420 / 3424
Instrument Date	Feb 2, 2024
Instrument	2024398244
Transaction Type	Transfer
Record Updated	Mar 6, 2024
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 GRACEWOOD DR SE, GRAND RAPIDS, MI 49506-2071

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9639 S HOYNE AVE, CHICAGO, IL 60643-1632

Mortgage

Document Number	2024398245
Date	Feb 16, 2024
Instrument	2024398245

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.7%
Max Rate	12.7%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7148 HARBERT RD, THREE OAKS, MI 49128-9719
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN, FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03194/0693
Date	Jan 5, 2018
Book Page	3194/0693
Instrument	3194-0693

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 8, 2018
Property Address	7148 HARBERT RD, THREE OAKS, MI 49128
Document Number	3194/1157
Book / Page	3194 / 1157
Instrument Date	Dec 29, 2017
Instrument	3194-1157
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	TOLEDO, OH 43615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 N KENMORE AVE, CHICAGO, IL 60613-2195

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 8, 2018
Property Address	7148 HARBERT RD, THREE OAKS, MI 49128-9719
Document Number	03194/1157
Book / Page	3194 / 1157
Instrument Date	Dec 29, 2017
Instrument	3194-1157
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	TOLEDO, OH 43615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4040 N KENMORE AVE, CHICAGO, IL 60613-2195

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,000 (+38.27%)	$422,000 (+38.27%)
2025	$6,072.00 (+112.61%)	$152,600 (+93.9%)	$305,200 (+93.9%)
2024	$2,856.00 (+11.26%)
2023		$78,700	$157,400
2022	$2,567.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbert Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures