7202 Harbert Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 7202 Harbert Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1932
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on File
Last Sale	$171,500 (Oct 2004)
Tax Bill	$1,454 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-0015-0008-01-5`

Property Details

APN / Parcel Number

Primary APN	`07-0015-0008-01-5`
Alternative APN	`11-07-0015-0008-01-5`

Interior

Full Baths	1 Bath
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	95,832 sqft (2.2 acres)
Lot Dimensions	582 ft deep x 204 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7202 HARBERT RD
City	THREE OAKS
State	MI
Zip	49128-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 680.1'E OF NW COR SEC 15 T7S R20W TH E 23.47'TH S45DEG W 104.37 FT TH S 0 DEG 08'03''W 586.91'TH N 89DEG59'49''W
Legal Range	20W
Legal Township	07S
Legal Section	15
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	1
Census Block	1053
Census Tract	11201

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7202 HARBERT RD, THREE OAKS, MI 49128-9719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2004 · Amount on File
Deed Sale	Oct 28, 2004 · Amount on File
Deed Book / Page	2557 / 2197
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 21, 2020
Property Address	7202 HARBERT RD, THREE OAKS, MI 49128-9719
Document Number	03291/2426
Book / Page	3291 / 2426
Instrument Date	Sep 8, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, FAT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7202 HARBERT RD, THREE OAKS, MI 49128-9719

Mortgage

Document Number	0032912428
Date	Sep 21, 2020
Instrument	3291/2428

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,400 (+162.72%)	$718,800 (+162.72%)
2025	$1,454.00 (+14.94%)
2023		$136,800	$273,600
2022	$1,265.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbert Rd

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