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715 William St, Key West, FL 33040 Property Records

Monroe County property record for 715 William St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,928 sqft · built 1933
Lot Size0.103 acres (4,511 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Mar 1988)
Tax Bill$15,823 (2024)
Deeds & MortgagesFeb 2022 Mortgage
May 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN00019330-000000

Property Details

APN / Parcel Number

Primary APN00019330-000000
Alternative APNs
  • 01010100019330000000
  • 1020010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,928 sqft Living Area
1st Floor Area1,928 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2010
Exterior MaterialOther
Foundation TypeBlock
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area4,511 sqft (0.103 acres)
Lot Dimensions57 ft deep x 88 ft wide

Exterior Amenities

Pool Area264 sqft
PorchOpen Porch
Porch Area660 sqft
Patio Area322 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1020010
Old Parcel Number01010100019330000000
Street Address715 WILLIAM ST
CityKEY WEST
StateFL
Zip33040-6429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW LOT 6 OF TR 5 G58-85/86 OR412-934/35 OR983-1946/48 OR983-1956/57 OR991-1026/27 OR1045-2376/77 OR1045-2387
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST TR 05
Legal Tract5
Legal Lot Number6
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3012
Census Tract972400

Owner

Source: Monroe County assessment roll, APN 00019330-000000, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address99 E NECK RD, HUNTINGTON, NY 11743-1567
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2022Deed of Trust, Mortgage · Conventional Mortgage
TEACHERS FCU
May 28, 2019Deed of Trust, Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 1988 · Amount on Record
Deed SaleMar 01, 1988 · Amount on Record
Deed Document Number0010452376
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address715 WILLIAM ST, KEY WEST, FL 33040-6429
Transaction TypeMortgage
Record UpdatedFeb 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address99EAST ROAD, COLD SPRING HILLS, NY 11743

Mortgage

Document Number0031522277
DateFeb 03, 2022
Book Page3152/2277
Instrument2359869
Lender
NameTEACHERS FCU
TypeCredit Union
AddressHAUPPAUGE, NY 11788
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address715 WILLIAM ST, KEY WEST, FL 33040-6429
Document Number0029671494
Instrument DateMay 28, 2019
Transaction TypeMortgage
Record UpdatedJul 04, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address99 E NECK RD HUNTINGTON NY 117431567, HUNTINGTON, NY 11743-1567

Mortgage

Document Number0029671494
DateJun 03, 2019
Book Page002967/001494
Instrument2222767
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueJun 02, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,337,056 (+5.24%) Land $1,419,957 Building $917,099$2,337,056 (+5.24%) Land $1,419,957 Building $917,099
2024$15,823.00 (+5.62%)
2023$14,981.00 (+19.8%)$2,220,785 (+33.01%) Land $1,344,656 Building $876,129$2,220,785 (+33.01%) Land $1,344,656 Building $876,129
2022$12,505.00$1,669,654 Land $860,580 Building $809,074$1,669,654 Land $860,580 Building $809,074

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879724003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 285 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 43 condo units
Nearby Flood Claims89 (1980–2025)
Claims Outside the SFHA43 of 89
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 8 claims
  • Hurricane Georges, Sep 1998 · 25 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 917 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, T-Mobile USA.

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