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708 William St, Key West, FL 33040 Property Records

Monroe County property record for 708 William St, Key West, FL 33040

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 1,967 sqft · built 1943
Lot Size0.123 acres (5,363 sqft)
Owner2 Company Names on File
Last Sale$1,752,000 (Nov 2025)
Tax Bill$7,779 (2024)
Deeds & MortgagesMar 2026 Mortgage
Nov 2025 Transfer
+ 3 more
Flood ZoneZone X (moderate risk)
APN00019280-000000

Property Details

APN / Parcel Number

Primary APN00019280-000000
Alternative APNs
  • 01010100019280000000
  • 1019968

Interior

Bedrooms4 Beds
Full Baths3 Baths
Units3 Units
Stories2 Stories
Building Area1,967 sqft Living Area
1st Floor Area261 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 2013
Architectural StyleTriplex
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,363 sqft (0.123 acres)
Lot Dimensions57 ft deep x 95 ft wide

Exterior Amenities

PorchUnfinished Open Porch
Porch Area903 sqft
Patio Area55 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1019968
Street Address708 WILLIAM ST
CityKEY WEST
StateFL
Zip33040-6429
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeHHDR
Legal DescriptionKW LOT 2 OF TR 5 G13-450 OR741-672 OR831-1161 OR1023-1753/54 OR1058-408/09 OR1579-230/35 OR2727-2262/63 OR2888-1363/64 OR2888-1367/68
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST TR 05
Legal Tract5
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group3
Census Block3013
Census Tract972400

Owner

Source: Monroe County records · APN 00019280-000000

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1411 PINE ST, KEY WEST, FL 33040-7244
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON BANK
Nov 21, 2025Correction Deed
ATTORNEY ONLY, ATTORNEY
Nov 21, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 23, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 23, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleDec 03, 1998 · Amount on Record
Deed Document Number20252523116
Deed Book / Page3354 / 1993
Prior Transfer DateDec 04, 2024
Prior Transfer Doc0033092007
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address708 WILLIAM ST, KEY WEST, FL 33040-6429
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 WILLIAM ST, KEY WEST, FL 33040-6429

Mortgage

Document Number0033702473
DateMar 13, 2026
Book Page3370/2473
Instrument2535711
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateApr 01, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.3%
IndexSOFR Average 30-Day
Max Rate10.3%

November 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateNov 21, 2025
Property Address708 WILLIAM ST, KEY WEST, FL 33040-6429
Document Number0033541973
Book / Page3354 / 1973
Map ReferenceMB 2888 PG 1363
Instrument DateNov 17, 2025
Instrument2523114
Record UpdatedDec 17, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address118 BAGGOT COURT, DUBLIN XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address118 BAGGOT COURT, DUBLIN XX

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 21, 2025
Property Address708 WILLIAM ST, KEY WEST, FL 33040-6429
Document Number0033541993
Book / Page3354 / 1993
Map ReferenceMB T PG 171
Instrument DateNov 17, 2025
Instrument2523116
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$12,264.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address118 BAGGOT COURT, DUBLIN XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address1411 PINE ST, KEY WEST, FL 33040-7244

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJan 23, 2018
Property Address708 WILLIAM ST, KEY WEST, FL 33040-6429
Document Number0028881367
Book / Page002888 / 001367
Instrument DateJan 22, 2018
Instrument2152297
Transaction TypeTransfer
Record UpdatedFeb 08, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address708 WILLIAM ST KEY WEST FL 330406429, KEY WEST, FL 33040-6429

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJan 23, 2018
Property Address708 WILLIAM ST, KEY WEST, FL 33040-6429
Document Number0028881363
Book / Page002888 / 001363
Instrument DateJan 22, 2018
Instrument2152295
Transaction TypeTransfer
Record UpdatedFeb 08, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address708 WILLIAM ST KEY WEST FL 330406429, KEY WEST, FL 33040-6429

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,678,243 (+90.35%) Land $1,242,272 Building $435,971$1,678,243 (+2.56%) Land $1,242,272 Building $435,971
2024$7,779.00 (+3.1%)
2023$7,545.00 (+11.33%) Senior Citizen's exemption$881,642 (+19.42%)$1,636,295 (+36.79%) Land $1,216,570 Building $419,725
2022$6,777.00 Senior Citizen's exemption$738,241$1,196,226 Land $811,046 Building $385,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 285 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 43 condo units
Nearby Flood Claims89 (1980–2025)
Claims Outside the SFHA43 of 89
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 8 claims
  • Hurricane Georges, Sep 1998 · 25 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

Based on FCC filings for 922 locations within half a mile of this property.

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