712 William St, Key West, FL 33040 Property Records

Monroe County property record for 712 William St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,188 sqft · built 1929
Lot Size	0.048 acres (2,083 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Nov 2003)
Tax Bill	$3,597 (2024)
Deeds & Mortgages	Aug 2022 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00019320-000100`

Property Details

APN / Parcel Number

Primary APN	`00019320-000100`
Alternative APN	`8568428`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1929
Effective Year Built	Effective 2014
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,083 sqft (0.048 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	189 sqft
Deck Area	18 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	8568428
Street Address	712 WILLIAM ST
City	KEY WEST
State	FL
Zip	33040-6429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HHDR
Legal Description	KW PT LOT 5 TR 5 & 2.20X 32.29 STRIP IN TR 5 B5-113 DOCKET3-G-7 PROB 79-295-CP PROB 79-296-CP PROB 79-297-CP OR824-427/429 OR881-500 OR1046-166/167 OR1350-966/8 OR1350-969/74 OR1355-1001/3-C OR1528-1995/97C/T OR1656-551/553 OR1950-1892/93 OR3189-030
Legal Range	25E
Legal Township	68S
Legal Section	06
Legal Subdivision	CASHS DIAGRAM
Legal Tract	5,2
Legal Block	5
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	3
Census Block	3012
Census Tract	972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	712 WILLIAM ST, KEY WEST, FL 33040-6429
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AXIA FINANCIAL LLC
Oct 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2003 · Amount on Record
Deed Sale	Nov 14, 2003 · Amount on Record
Prior Sale	Oct 3, 2000 · Amount on Record
Deed Document Number	20031408746
Deed Book / Page	1950 / 1892
Prior Transfer Date	Apr 19, 1995
Prior Transfer Doc	1350000969
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Aug 12, 2022
Property Address	712 WILLIAM ST, KEY WEST, FL 33040-6429
Document Number	0031890303
Book / Page	3189 / 303
Map Reference	MB I PG 171
Instrument Date	Aug 12, 2022
Instrument	2387554
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 WILLIAM ST, 712, KEY WEST, FL 33040-6429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	712 WILLIAM ST, KEY WEST, FL 33040-6429

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	712 WILLIAM ST, KEY WEST, FL 33040-6429
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 WILLIAM ST, KEY WEST, FL 33040-6429

Mortgage

Document Number	0030760163
Date	Feb 17, 2021
Book Page	3076/163
Instrument	2304346

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 16, 2018
Property Address	712 WILLIAM ST, KEY WEST, FL 33040-6429
Document Number	0029312307
Book / Page	002931 / 002307
Instrument Date	Oct 15, 2018
Instrument	2190801
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$25,200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	830 TRUMAN AVE KEY WEST FL 330406426, KEY WEST, FL 33040-6426

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$432,184 (+5.99%)	$1,094,254 (+6%) Land $874,360 Building $219,894
2024	$3,597.00 (+1.9%)
2023	$3,530.00 (+4.59%) Homeowner's exemption	$407,771 (+3%)	$1,032,351 (+44.45%) Land $827,993 Building $204,358
2022	$3,375.00 Homeowner's exemption	$395,895	$714,668 Land $529,915 Building $184,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 285 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 43 condo units
Nearby Flood Claims	89 (1980–2025)
Claims Outside the SFHA	43 of 89
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Hurricane Wilma, Oct 2005 · 8 claims Hurricane Georges, Sep 1998 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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