1175 William St, Key West, FL 33040 Property Records

Monroe County property record for 1175 William St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,487 sqft · built 1938
Lot Size0.118 acres (5,145 sqft)
Owner2 Company Names on File
Last Sale$1,100,000 (May 2017)
Tax Bill$11,262 (2024)
Deeds & MortgagesJul 2017 Mortgage
May 2017 Sale
Flood ZoneZone X (moderate risk)
APN00029740-000000

Property Details

APN / Parcel Number

Primary APN00029740-000000
Alternative APNs
  • 01010100029740000000
  • 1030490

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,487 sqft Living Area
1st Floor Area2,280 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2016
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,145 sqft (0.118 acres)
Lot Dimensions98 ft deep x 52 ft wide

Exterior Amenities

Pool Area231 sqft
PorchOpen Porch
Porch Area282 sqft
Patio Area655 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1030490
Street Address1175 WILLIAM ST
CityKEY WEST
StateFL
Zip33040-3219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHMDR
Legal DescriptionKW INVESTMENT CO SUB PB1-49 LT 1 AND PT LT 2 SQR 4 TR 12 H2-201 OR394-637 OR424-154 OR586-397 OR745-699 OR957-292 OR995-183 OR1167-2181 OR1300-302 OR1481-1074 OR1500-1976 OR2281-186 OR2503-2254 OR2503-2255 OR2503-2257 OR2503-2259 OR2503-2261 OR2856-1
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST INVESTMENT COMPANY
Legal Tract12
Legal Lot Number1,2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4015
Census Tract972800

Owner

Source: Monroe County assessment roll, APN 00029740-000000, as of December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2019 MAGARITY CT, FALLS CHURCH, VA 22043-2627
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2017Deed of Trust, Mortgage · ARM
MORGAN STANLEY PRIVATE BANK NA
May 30, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2017 · Amount on Record
Deed SaleMay 30, 2017 · Amount on Record
Prior SaleFeb 09, 2011 · Amount on Record
Deed Book / Page2856 / 1839
Last Transfer DateSep 15, 2023
Transfer Doc0032480493
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1175 WILLIAM ST, KEY WEST, FL 33040-3219
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028652360
DateJul 25, 2017
Book Page2865/2360
Instrument2132517
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueAug 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.49%
Type Change DateAug 01, 2024
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change8.49%
Index1-Year LIBOR
Max Rate8.49%

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 30, 2017
Property Address1175 WILLIAM ST, KEY WEST, FL 33040-3219
Document Number0028561839
Book / Page002856 / 001839
Instrument DateMay 30, 2017
Instrument2125051
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$7,700.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 LANDING RD ST MICHAELS MD 216632867, ST MICHAELS, MD 21663-2867

Tax Assessment & Valuation

Source: Monroe County assessment roll as of December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,496,397 (+11.41%) Land $921,367 Building $575,030$1,496,397 (+11.41%) Land $921,367 Building $575,030
2024$11,262.00 (+8.42%)
2023$10,387.00 (+13.91%)$1,343,085 (+18.22%) Land $801,437 Building $541,648$1,343,085 (+18.22%) Land $801,437 Building $541,648
2022$9,119.00$1,136,075 Land $689,121 Building $446,954$1,136,075 Land $689,121 Building $446,954

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879728004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 349 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies405 units insured
incl. 56 condo units
Nearby Flood Claims45 (1994–2025)
Claims Outside the SFHA2 of 45
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 14 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 917 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Hotwire Communications, T-Mobile USA.

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