Monroe County property record for 1175 William St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,487 sqft · built 1938 |
| Lot Size | 0.118 acres (5,145 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,100,000 (May 2017) |
| Tax Bill | $11,262 (2024) |
| Deeds & Mortgages | Jul 2017 Mortgage May 2017 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 00029740-000000 |
| Primary APN | 00029740-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,487 sqft Living Area |
| 1st Floor Area | 2,280 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,145 sqft (0.118 acres) |
| Lot Dimensions | 98 ft deep x 52 ft wide |
| Pool Area | 231 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 282 sqft |
| Patio Area | 655 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1030490 |
|---|---|
| Street Address | 1175 WILLIAM ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HMDR |
| Legal Description | KW INVESTMENT CO SUB PB1-49 LT 1 AND PT LT 2 SQR 4 TR 12 H2-201 OR394-637 OR424-154 OR586-397 OR745-699 OR957-292 OR995-183 OR1167-2181 OR1300-302 OR1481-1074 OR1500-1976 OR2281-186 OR2503-2254 OR2503-2255 OR2503-2257 OR2503-2259 OR2503-2261 OR2856-1 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST INVESTMENT COMPANY |
| Legal Tract | 12 |
| Legal Lot Number | 1,2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 972800 |
Source: Monroe County assessment roll, APN 00029740-000000, as of December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2019 MAGARITY CT, FALLS CHURCH, VA 22043-2627 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 25, 2017 | Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA |
| May 30, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2017 · Amount on Record |
| Deed Sale | May 30, 2017 · Amount on Record |
| Prior Sale | Feb 09, 2011 · Amount on Record |
| Deed Book / Page | 2856 / 1839 |
| Last Transfer Date | Sep 15, 2023 |
| Transfer Doc | 0032480493 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 1175 WILLIAM ST, KEY WEST, FL 33040-3219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0028652360 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 2865/2360 |
| Instrument | 2132517 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.49% |
| Type Change Date | Aug 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.49% |
| Index | 1-Year LIBOR |
| Max Rate | 8.49% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 30, 2017 |
| Property Address | 1175 WILLIAM ST, KEY WEST, FL 33040-3219 |
| Document Number | 0028561839 |
| Book / Page | 002856 / 001839 |
| Instrument Date | May 30, 2017 |
| Instrument | 2125051 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 LANDING RD ST MICHAELS MD 216632867, ST MICHAELS, MD 21663-2867 |
Source: Monroe County assessment roll as of December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,496,397 (+11.41%) Land $921,367 Building $575,030 | $1,496,397 (+11.41%) Land $921,367 Building $575,030 | |
| 2024 | $11,262.00 (+8.42%) | ||
| 2023 | $10,387.00 (+13.91%) | $1,343,085 (+18.22%) Land $801,437 Building $541,648 | $1,343,085 (+18.22%) Land $801,437 Building $541,648 |
| 2022 | $9,119.00 | $1,136,075 Land $689,121 Building $446,954 | $1,136,075 Land $689,121 Building $446,954 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879728004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 349 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 405 units insured incl. 56 condo units |
| Nearby Flood Claims | 45 (1994–2025) |
| Claims Outside the SFHA | 2 of 45 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 917 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile USA.
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