Monroe County property record for 1124 William St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,789 sqft · built 2007 |
| Lot Size | 0.09 acres (3,939 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,000,000 (Jan 2010) |
| Tax Bill | $9,864 (2024) |
| Deeds & Mortgages | May 2020 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 00030740-000000 |
| Primary APN | 00030740-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,789 sqft Living Area |
| 1st Floor Area | 1,789 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,939 sqft (0.09 acres) |
| Lot Dimensions | 82 ft deep x 48 ft wide |
| Pool Area | 164 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 937 sqft |
| Patio Area | 993 sqft |
| Water Feature | Water Feature |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1031526 |
|---|---|
| Street Address | 1124 WILLIAM ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-3220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HMDR |
| Legal Description | KW JERGUSONS SUB PB1-78 LOT 1 OF TR 12 G41-330/31 OR369-305/06 OR814-32/33 OR2068-931/32 OR2181-647/49 OR2181-650/52 OR2183-1658 OR2183-1659/60 OR2448-2436/38 OR2620-2015/16 OR3023-0463 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | JERGUSON SUB |
| Legal Tract | 12 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 972800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District (Boundary Increase) listed 1983 · 2,494 contributing resources · NRIS 83001430 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1124 William St is owned by a company that acquired it in April 2020 and is owner-occupied.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1124 WILLIAM ST, KEY WEST, FL 33040-3220 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2010 · Amount on File |
| Deed Sale | Jan 14, 2010 · Amount on File |
| Prior Sale | Feb 1, 2006 · Amount on File |
| Deed Document Number | 20101774185 |
| Deed Book / Page | 2448 / 2436 |
| Last Transfer Date | Apr 30, 2020 |
| Transfer Doc | 0030230463 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 20, 2020 |
| Property Address | 1124 WILLIAM ST, KEY WEST, FL 33040-3220 |
| Document Number | 0030230463 |
| Book / Page | 003023 / 000463 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 2266608 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1124 WILLIAM ST KEY WEST FL 330403220, KEY WEST, FL 33040-3220 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,215,289 | $1,816,804 Land $819,785 Building $997,019 | |
| 2024 | $9,864.00 (+1.61%) | ||
| 2023 | $9,708.00 (+4.44%) Homeowner's exemption | $1,146,640 (+3%) | $1,659,428 (+5.71%) Land $713,077 Building $946,351 |
| 2022 | $9,295.00 Homeowner's exemption | $1,113,243 | $1,569,866 Land $613,145 Building $956,721 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1124 William St in Zone X, an area of moderate flood risk, though there have been 45 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 349 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 405 units insured incl. 56 condo units |
| Nearby Flood Claims | 45 (1994–2025) |
| Claims Outside the SFHA | 2 of 45 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1124 William St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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