Citrus County property record for 715 Sinclair Ter, Inverness, FL 34450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,627 sqft · built 1986 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Dec 1985) |
| Tax Bill | $1,639 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jun 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-21-0020-02980-0410 |
| Primary APN | 20E-19S-21-0020-02980-0410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,627 sqft Living Area |
| Gross Area | 2,371 sqft |
| 1st Floor Area | 1,627 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 454 sqft |
| Utility Building | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1789613 |
|---|---|
| Street Address | 715 SINCLAIR TER |
| City | INVERNESS |
| State | FL |
| Zip | 34450-6563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLR |
| Legal Description | INVERNESS HGLDS SOUTH LOTS 41 & 42 BLK 298 DESC IN OR BK 211 PG 566 & OR BK 688 PG 776 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 21 |
| Legal Subdivision | INVERNESS HIGHLANDS SOUTH |
| Legal Block | 298 |
| Legal Lot Number | 41,42 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 451002 |
Source: Citrus County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 715 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU |
| Jun 3, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 1985 · Amount on Record |
| Deed Sale | Dec 1, 1985 · Amount on Record |
| Deed Book / Page | 688 / 776 |
| Last Transfer Date | Jun 3, 2021 |
| Transfer Doc | 0031710544 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 715 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0036351804 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 3635/1804 |
| Instrument | 2026002978 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 15, 2041 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jun 3, 2021 |
| Property Address | 715 SINCLAIR TER, INVERNESS, FL 34450-6563 |
| Document Number | 0031710544 |
| Book / Page | 3171 / 544 |
| Map Reference | MB 3 PG 51-66 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2021037578 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 715 SINCLAIR TER, INVERNESS, FL 34450-6563 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,639.00 (+6.43%) Homeowner's exemption Widower's exemption | $142,798 (-35.85%) | $216,248 (-2.85%) Land $10,240 Building $206,008 |
| 2024 | $1,540.00 (+163.7%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $222,600 (+9.6%) Land $8,800 Building $213,800 | $222,600 (+9.6%) Land $8,800 Building $213,800 |
| 2023 | $584.00 (-7.01%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $203,105 (+20.34%) Land $8,800 Building $194,305 | $203,105 (+20.34%) Land $8,800 Building $194,305 |
| 2022 | $628.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $168,780 Land $7,440 Building $161,340 | $168,780 Land $7,440 Building $161,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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