714 45th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 714 45th St E, Palmetto, FL 34221

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 902 sqft · built 1986
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Aug 2020)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22826-1064-7`

Property Details

APN / Parcel Number

Primary APN	`22826-1064-7`
Alternative APN	`3417012282610647`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	902 sqft Living Area
Gross Area	1,064 sqft
1st Floor Area	902 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,140 sqft (0.118 acres)
View / Lot	Standard
Porch	Screened Porch
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	714 45TH ST E
City	PALMETTO
State	FL
Zip	34221-8983
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RDD-6
Legal Description	SLY 1/2 OF LOT 8 SUMMERFIELD ESTATE SUB BEING MORE PARTICULARLY DESC AS FOLLOWS: COM AT THE NELY COR OF LOT 8 OF SD SUB; TH S 17 DEG 10 MIN 30 SEC W ALG THE ELY LN OF SD
Legal Range	17E
Legal Township	34S
Legal Section	01
Legal Subdivision	SUMMERFIELD ESTATES
Legal Tract	02282600
Legal Lot Number	8
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1404

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8812 BROOKFIELD TER, BRADENTON, FL 34212-6301
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Apr 14, 2015 · Amount on Record
Deed Document Number	202088571
Prior Transfer Date	Apr 14, 2014
Prior Transfer Doc	0025644652
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 24, 2020
Property Address	714 45TH ST E, PALMETTO, FL 34221-8983
Document Number	0041088571
Instrument Date	Aug 21, 2020
Instrument	41088571
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	ALLIANCE GROUP TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$385.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8812 BROOKFIELD TER BRADENTON FL 342126301, BRADENTON, FL 34212-6301

Mortgage

Document Number	41088572
Date	Aug 24, 2020
Instrument	41088572

Lender

Name	UNIVERSAL LNDG CORP
Address	DENVER, CO 80224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,955 (-3.62%) Land $5,100 Building $130,855	$135,955 (-3.62%) Land $5,100 Building $130,855
2025	$2,089.00 (+7.9%)	$141,055 (-2.37%) Land $5,100 Building $135,955	$141,055 (-2.37%) Land $5,100 Building $135,955
2024	$1,936.00 (+1.52%)
2023	$1,907.00 (+14.26%)	$144,484 (+22.34%) Land $5,100 Building $139,384	$144,484 (+22.34%) Land $5,100 Building $139,384
2022	$1,669.00	$118,098 Land $5,000 Building $113,098	$118,098 Land $5,000 Building $113,098

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1981–1998)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20