704 45th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 704 45th St E, Palmetto, FL 34221 · Last verified April 2026

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,559 sqft · built 1985
Lot Size	0.134 acres (5,837 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Oct 2018)
Tax Bill	$1,470 (2024)
Deeds & Mortgages	Oct 2018 Sale & Mortgage Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`22826-1051-4`

Property Details

APN / Parcel Number

Primary APN	`22826-1051-4`
Alternative APN	`3417012282610514`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
Gross Area	2,083 sqft
1st Floor Area	1,559 sqft
Basement Area	680 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,837 sqft (0.134 acres)
View / Lot	Standard
Garage Type	Carport
Garage Area	338 sqft
Carport	Carport
Carport Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	144 sqft
Patio Area	922 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	704 45TH ST E
City	PALMETTO
State	FL
Zip	34221-8983
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	W1/2 OF LOT 6 SUMMERFIELD ESTATES PI#22826.1051/4
Legal Range	17E
Legal Township	34S
Legal Section	01
Legal Subdivision	SUMMERFIELD ESTATES
Legal Tract	02282600
Legal Lot Number	6
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1404

Owner

Source: Manatee County records · APN 22826-1051-4

Assessment roll updated August 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	704 45TH ST E, PALMETTO, FL 34221-8983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 06, 2018	Warranty Deed, Transfer AMERICAS TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2018 · Amount on Record
Deed Sale	Oct 03, 2018 · Amount on Record
Prior Sale	Aug 06, 2018 · Amount on Record
Deed Document Number	2018100506
Deed Book / Page	2750 / 3609
Prior Transfer Date	Apr 19, 2012
Prior Transfer Doc	0024167165
Record Updated	Jun 08, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 03, 2018
Property Address	704 45TH ST E, PALMETTO, FL 34221-8983
Document Number	0027503609
Book / Page	2750 / 3609
Map Reference	MB21 PG103
Instrument Date	Oct 01, 2018
Instrument	201841100506
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	AMERICA TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$749.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4355 W KENNEDY BLVD, 4355, TAMPA, FL 33609-2126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 45TH ST E, PALMETTO, FL 34221-8983

Mortgage

Document Number	201841100507
Date	Oct 03, 2018
Instrument	201841100507

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 06, 2018
Property Address	704 45TH ST E, PALMETTO, FL 34221-8983
Document Number	0027415105
Book / Page	002741 / 005105
Instrument Date	Aug 02, 2018
Instrument	41079994
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	AMERICAS TITLE

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	4355 W KENNEDY BLVD TAMPA FL 336092126, TAMPA, FL 33609-2126

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,573 (+5.99%)	$191,229 (-3.97%) Land $5,100 Building $186,129
2024	$1,470.00 (+2.73%)
2023	$1,431.00 (+3.85%) Homeowner's exemption	$126,028 (+3%)	$199,126 (+19.58%) Land $5,100 Building $194,026
2022	$1,378.00 Homeowner's exemption	$122,357	$166,519 Land $5,000 Building $161,519

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810014042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1981–1998)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 1998, tidal / storm surge, Severe Storms, High Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 247 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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