707 45th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 707 45th St E, Palmetto, FL 34221

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,000 sqft · built 1988
Lot Size	0.105 acres (4,574 sqft)
Owner	Individual Name on File
Tax Bill	$1,046 (2025)
Flood Zone	Zone X (minimal risk)
APN	`22826-1070-4`

Property Details

APN / Parcel Number

Primary APN	`22826-1070-4`
Alternative APN	`3417012282610704`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,064 sqft
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,574 sqft (0.105 acres)
View / Lot	Standard
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	707 45TH ST E
City	PALMETTO
State	FL
Zip	34221-8983
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RDD-6
Legal Description	LOT 10, SUMMERFIELD ESTATES LESS THE FOLLOWING: BEG AT THE NELY COR OF SD LOT 10; TH WLY ALG THE NLY LN OF SD LOT 10 & THE SLY R/W LN OF 45TH ST E, SD LINE BEING A CURVE CONCAVE
Legal Range	17E
Legal Township	34S
Legal Section	01
Legal Subdivision	SUMMERFIELD ESTATES
Legal Tract	02282600
Legal Lot Number	10
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1404

Owner

Source: Manatee County records · APN 22826-1070-4

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	707 45TH ST E, PALMETTO, FL 34221-8983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 13, 2002
Transfer Doc	1747000262
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,215 (+2.7%)	$142,259 (-0.01%) Land $5,100 Building $137,159
2025	$1,046.00 (+7.06%)	$95,633 (+5.99%)	$142,267 (-2.36%) Land $5,100 Building $137,167
2024	$977.00 (+3.94%)
2023	$940.00 (+4.79%) Homeowner's exemption	$90,231 (+3%)	$145,712 (+20.95%) Land $5,100 Building $140,612
2022	$897.00 Homeowner's exemption	$87,603	$120,476 Land $5,000 Building $115,476

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1981–1998)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 247 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.