712 45th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 712 45th St E, Palmetto, FL 34221

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 881 sqft · built 1986
Lot Size	0.134 acres (5,837 sqft)
Owner	2 Individual Names on File
Last Sale	$31,000 (Jan 2015)
Tax Bill	$1,920 (2024)
Deeds & Mortgages	May 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22826-1062-1`

Property Details

APN / Parcel Number

Primary APN	`22826-1062-1`
Alternative APN	`3417012282610621`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	881 sqft Living Area
Gross Area	1,064 sqft
1st Floor Area	881 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,837 sqft (0.134 acres)
View / Lot	Standard
Porch	Screened Porch
Porch Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	712 45TH ST E
City	PALMETTO
State	FL
Zip	34221-8983
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RDD-6
Legal Description	LOT 8 SUMMERFIELD ESTATES SUB LESS: THE SLY 1/2 OF SD LOT 8 BEING MORE PARTICULARLY DESC AS FOLLOWS: COM AT THE NELY COR OF LOT 8 OF SD SUB; TH S 17 DEG 10 MIN 30 SEC W ALG THE ELY
Legal Range	17E
Legal Township	34S
Legal Section	01
Legal Subdivision	SUMMERFIELD ESTATES
Legal Tract	02282600
Legal Lot Number	8
Jurisdiction	MANATEE FL
Township / Civil Division	PALMETTO
Census Block Group	2
Census Block	2000
Census Tract	1404

Owner

Source: Manatee County records · APN 22826-1062-1

Assessment roll updated August 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	73 DELAFIELD DR, ALBANY, NY 12205-2426
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 28, 2015 · Amount on Record
Deed Sale	Jan 28, 2015 · Amount on Record
Prior Sale	Nov 21, 2007 · Amount on Record
Deed Document Number	20153352816
Deed Book / Page	2553 / 7703
Last Transfer Date	May 15, 2018
Transfer Doc	0027290372
Record Updated	Jun 08, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	May 21, 2018
Property Address	712 45TH ST E, PALMETTO, FL 34221-8983
Document Number	0027290372
Book / Page	002729 / 000372
Instrument Date	May 15, 2018
Instrument	41050998
Transaction Type	Transfer
Record Updated	Oct 03, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	73 DELAFIELD DR ALBANY NY 122052426, ALBANY, NY 12205-2426

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated August 25, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,551 (-13.65%)	$139,686 (-2.37%) Land $5,100 Building $134,586
2024	$1,920.00 (+1.53%)
2023	$1,891.00 (+14.26%)	$143,080 (+22.33%) Land $5,100 Building $137,980	$143,080 (+22.33%) Land $5,100 Building $137,980
2022	$1,655.00	$116,958 Land $5,000 Building $111,958	$116,958 Land $5,000 Building $111,958

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1981–1998)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 247 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.