Manatee County property record for 711 45th St E, Palmetto, FL 34221
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 968 sqft · built 1984 |
| Lot Size | 0.115 acres (5,009 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,500 (Apr 2022) |
| Tax Bill | $2,206 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Jun 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22826-1065-4 |
| Primary APN | 22826-1065-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| Gross Area | 1,100 sqft |
| 1st Floor Area | 968 sqft |
| Basement Area | 91 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,009 sqft (0.115 acres) |
| View / Lot | Standard |
| Porch | Screened Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 711 45TH ST E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-8983 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RDD-6 |
| Legal Description | BEG AT NE COR OF LOT 9; TH N 57 DEG 57 MIN 28 SEC W ALG NLY LN OF LOT 9 109.82 FT TO NW COR OF LOT 9; TH RUN ALG ARC OF CURVE SWLY HAVING A RADIUS OF 70 FT; A C/A OF 16 DEG 22 MIN |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 01 |
| Legal Subdivision | SUMMERFIELD ESTATES |
| Legal Tract | 02282600 |
| Legal Lot Number | 9 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1404 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 SOUTHERN DR, LATHAM, NY 12110-5211 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Jun 16, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 6, 2022 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Oct 30, 2019 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2022 · Amount on Record |
| Deed Sale | Apr 6, 2022 · Amount on Record |
| Prior Sale | Jul 13, 2004 · Amount on Record |
| Deed Document Number | 202247000 |
| Prior Transfer Date | Mar 21, 2008 |
| Prior Transfer Doc | 0022523709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 711 45TH ST E, PALMETTO, FL 34221-8983 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Title Company | BARNES WALKER TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 16 SOUTHERN DR, LATHAM, NY 12110-5211 |
| Document Number | 0041013586 |
|---|---|
| Date | Feb 9, 2023 |
| Instrument | 202341013586 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jun 16, 2022 |
| Property Address | 711 45TH ST E, PALMETTO, FL 34221-8983 |
| Document Number | 0041079188 |
| Map Reference | MB 21 PG 103&104 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 202241079188 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 MAXWELL RD, LATHAM, NY 12110-5123 |
| Name | Verified Name |
|---|---|
| Address | 16 SOUTHERN DR, LATHAM, NY 12110-5211 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 6, 2022 |
| Property Address | 711 45TH ST E, PALMETTO, FL 34221-8983 |
| Document Number | 0041047000 |
| Instrument Date | Apr 5, 2022 |
| Instrument | 202241047000 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,396.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5327 GRANITE DUST PL, 5327, PALMETTO, FL 34221-1418 |
| Name | Verified Name |
|---|---|
| Address | 121 MAXWELL RD, LATHAM, NY 12110-5123 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 711 45TH ST E, PALMETTO, FL 34221-8983 |
| Document Number | 0041128355 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 711 45TH ST E PALMETTO FL 342218983, PALMETTO, FL 34221-8983 |
| Document Number | 0041128355 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 41128355 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, SC 29601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Nov 22, 2059 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,632 (-0.01%) Land $5,100 Building $135,532 | $140,632 (-0.01%) Land $5,100 Building $135,532 | |
| 2025 | $2,206.00 (+0.41%) | $140,640 (-3.63%) Land $5,100 Building $135,540 | $140,640 (-3.63%) Land $5,100 Building $135,540 |
| 2024 | $2,197.00 (-1.44%) | ||
| 2023 | $2,229.00 (+30.35%) | $145,936 (+19.51%) Land $5,100 Building $140,836 | $145,936 (+19.51%) Land $5,100 Building $140,836 |
| 2022 | $1,710.00 | $122,107 Land $5,000 Building $117,107 | $122,107 Land $5,000 Building $117,107 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1981–1998) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures