7138 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7138 Five Oaks Dr, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	2 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	1,826 sqft Heated Area
Lot Size	2,570 sqft (0.058 acres)
Occupancy	Owner Occupied
Last Sale	$210,000 (2020)
Tax Bill	$4,126.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30263228770001004D`
Alternative APN	`148627`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,826 sqft Heated Area
Gross Area	2,382 sqft Gross Area
1st Floor	901 sqft 1st Floor
Upper Floors	925 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	2,570 sqft (0.058 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached - Finished Garage
Garage Area	484 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	72 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	148627
Street Address	7138 FIVE OAKS DR
City	HARMONY
State	FL
Zip	34773-6060
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 4D
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	ASHLEY PARK AT HARMONY TOWNHOMES
Legal Tract	2877
Legal Block	1
Legal Lot Number	4
Legal Unit	4
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2093
Census Tract	43801

Owner

Source: Osceola County records · APN 30263228770001004D

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7138 FIVE OAKS DR, HARMONY, FL 34773-6060
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	Sep 24, 2015 · Amount on Record
Deed Doc Number	2020005528
Deed Book / Page	5656 / 1813
Record Refreshed	Jun 08, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 13, 2020
Property Address	7138 FIVE OAKS DR, HARMONY, FL 34773-6060
Document Number	0056561813
Book / Page	5656 / 1813
Map Reference	MB 19 PG 34-38
Instrument Date	Jan 10, 2020
Instrument	2020005528
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5025 ODUM LAKE TRL, 5025, CUMMING, GA 30040-5011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7138 FIVE OAKS DR, HARMONY, FL 34773-6060

Mortgage

Document Number	0056561815
Date	Jan 13, 2020
Instrument	5656/1815

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,126.00 (+6.78%) Homeowner's exemption	$190,699 (+5.99%)	$241,800 (+1.98%) Land $40,000 Building $201,800
2023	$3,864.00 (+5.69%) Homeowner's exemption	$179,928 (+3%)	$237,100 (+24.4%) Land $14,900 Building $222,200
2022	$3,656.00 Homeowner's exemption	$174,688	$190,600 Land $14,900 Building $175,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 265 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.