7142 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7142 Five Oaks Dr, Harmony, FL 34773 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2006
Square Footage1,840 sqft Living Area
Lot Size3,659 sqft (0.084 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2022)
Tax Bill$4,870.00 (2025)

Property Details

APN / Parcel Number

Primary APN30-26-32-2877-0001-004F
Alternative APNs
  • 26323028770001004F
  • 148629

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,840 sqft Living Area
Gross Area2,364 sqft Gross Area
1st Floor920 sqft 1st Floor
Upper Floors920 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,659 sqft (0.084 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area484 sqft Garage
Porch Area40 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address7142 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6060
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 4F
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionASHLEY PARK AT HARMONY
Legal Tract2877
Legal Block4F
Legal Lot Number4F
Legal Unit4F
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2093
Census Tract43801

Owner

Source: Osceola County records · APN 30-26-32-2877-0001-004F

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7142 FIVE OAKS DR, HARMONY, FL 34773-6060
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Aug 31, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SOUTH STATE BANK NA
May 30, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DITECH FINANCIAL LLC
Feb 24, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2022 · Amount on Record
Deed SaleAug 31, 2022 · Amount on Record
Prior SaleOct 27, 2015 · Amount on Record
Deed Doc Number2022133113
Deed Book / Page6278 / 1046
Record RefreshedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7142 FIVE OAKS DR, HARMONY, FL 34773-6060
Transaction TypeMortgage
Record UpdatedJan 04, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7142 FIVE OAKS DR, HARMONY, FL 34773-6060

Mortgage

Document Number0065152779
DateDec 07, 2023
Book Page6515/2779
Instrument2023159820
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCORAOPOLIS, PA 15108
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term345 Months
DueSep 01, 2052

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 31, 2022
Property Address7142 FIVE OAKS DR, HARMONY, FL 34773-6060
Document Number0062781046
Book / Page6278 / 1046
Map ReferenceMB 19 PG 34-38
Instrument DateAug 23, 2022
Instrument2022133113
Transaction TypeTransfer
Record UpdatedSep 23, 2022
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2018 PEACH TREE BLVD, 2018, SAINT CLOUD, FL 34769-1637

Transferred To (Grantee/Buyer)

NameVerified Name
Address7142 FIVE OAKS DR, HARMONY, FL 34773-6060

Mortgage

Document Number0062781048
DateAug 31, 2022
Book Page6278/1048
Instrument2022133114
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7142 FIVE OAKS DR, HARMONY, FL 34773-6060
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051560117
DateMay 30, 2017
Book Page5156/0117
Instrument2017079006
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressTAMPA, FL 33607
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7142 FIVE OAKS DR, HARMONY, FL 34773-6060
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7142 FIVE OAKS DR, HARMONY, FL 34773-6060

Mortgage

Document Number0058972322
DateFeb 24, 2021
Book Page5897/2322
Instrument2021026938
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,870.00 (-7.45%) Homeowner's exemption$244,400 (+1.88%) Land $40,000 Building $204,400$244,400 (+1.88%) Land $40,000 Building $204,400
2023$5,262.00 (+51.42%)$239,900 (+48.33%) Land $14,900 Building $225,000$239,900 (+24.43%) Land $14,900 Building $225,000
2022$3,475.00 Homeowner's exemption$161,736$192,800 Land $14,900 Building $177,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 265 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Five Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number