7140 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7140 Five Oaks Dr, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage1,472 sqft Heated Area
Lot Size2,570 sqft (0.058 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2023)
Tax Bill$3,874.00 (2025)

Property Details

APN / Parcel Number

Primary APN30263228770001004E
Alternative APN
  • 148628

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,472 sqft Heated Area
Gross Area2,026 sqft Gross Area
1st Floor736 sqft 1st Floor
Upper Floors736 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area2,570 sqft (0.058 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached - Finished Garage
Garage Area484 sqft Garage
FenceFence
PorchOpen Porch
Porch Area70 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number148628
Street Address7140 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6060
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 4E
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionASHLEY PARK AT HARMONY TOWNHOMES
Legal Tract2877
Legal Block1
Legal Lot Number4
Legal Unit4E
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2093
Census Tract43801

Owner

Source: Osceola County records · APN 30263228770001004E

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7140 FIVE OAKS DR, HARMONY, FL 34773-6060
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
HOME1ST LENDING LLC
Dec 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 03, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
HOME LNS TODAY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2023 · Amount on Record
Deed SaleSep 01, 2023 · Amount on Record
Prior SaleOct 03, 2017 · Amount on Record
Deed Doc Number2023115280
Deed Book / Page6467 / 1236
Record RefreshedJun 08, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 01, 2023
Property Address7140 FIVE OAKS DR, HARMONY, FL 34773-6060
Document Number0064671236
Book / Page6467 / 1236
Map ReferenceMB 19 PG 34
Instrument DateAug 01, 2023
Instrument2023115280
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7140 FIVE OAKS DR, HARMONY, FL 34773-6060

Transferred To (Grantee/Buyer)

NameVerified Name
Address7140 FIVE OAKS DR, HARMONY, FL 34773-6060

Mortgage

Document Number0064671238
DateSep 01, 2023
Instrument6467/1238
Lender
NameHOME1ST LENDING LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7140 FIVE OAKS DR, HARMONY, FL 34773-6060
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7140 FIVE OAKS DR, HARMONY, FL 34773-6060

Mortgage

Document Number0061020025
DateDec 07, 2021
Book Page6102/25
Instrument2021188344
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 03, 2017
Property Address7140 FIVE OAKS DR, HARMONY, FL 34773-6060
Document Number0052170745
Book / Page005217 / 000745
Instrument DateSep 28, 2017
Instrument140876
Transaction TypeTransfer
Record UpdatedNov 10, 2017
Title CompanyIMPERIUM TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7140 FIVE OAKS DR HARMONY FL 347736060, HARMONY, FL 34773-6060

Mortgage

Document Number52170747
DateOct 03, 2017
Book Page005217/000747
Instrument140877
Lender
NameHOME LNS TODAY
TypeFunding / Finance Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 02, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,874.00 (+16.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$177,561 (+20.78%)$213,200 (+3.7%) Land $40,000 Building $173,200
2023$3,335.00 (+4.12%) Homeowner's exemption Widower's exemption$147,013 (+3%)$205,600 (+24%) Land $14,900 Building $190,700
2022$3,203.00 Homeowner's exemption Widower's exemption$142,732$165,800 Land $14,900 Building $150,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 265 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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