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7130 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7130 Five Oaks Dr, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage1,880 sqft Heated Area
Lot Size3,746 sqft (0.085 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2020)
Tax Bill$5,505.00 (2025)

Property Details

APN / Parcel Number

Primary APN30263228770001003D
Alternative APN
  • 148623

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,880 sqft Heated Area
Gross Area2,364 sqft Gross Area
1st Floor960 sqft 1st Floor
Upper Floors920 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Exterior MaterialStone Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area3,746 sqft (0.085 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached - Finished Garage
Garage Area484 sqft Garage
FenceFence

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number148623
Street Address7130 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6060
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 3D
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionASHLEY PARK AT HARMONY TOWNHOMES
Legal Tract2877
Legal Block1
Legal Lot Number3
Legal Unit3
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2093
Census Tract43801

Owner

Source: Osceola County records · APN 30263228770001003D

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7130 FIVE OAKS DR, HARMONY, FL 34773-6060
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2023Deed of Trust, Mortgage · Line of Credit
AMERICAN AIRLINES FCU
Jul 01, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2020 · Amount on Record
Deed SaleJul 01, 2020 · Amount on Record
Deed Doc Number2020085145
Deed Book / Page5747 / 1964
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7130 FIVE OAKS DR, HARMONY, FL 34773-6060
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7130 FIVE OAKS DR, HARMONY, FL 34773-6060

Mortgage

Document Number0064242755
DateJun 14, 2023
Book Page6424/2755
Instrument2023077197
Lender
NameAMERICAN AIRLINES FCU
TypeCredit Union
AddressFORT WORTH, TX 76155
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 13, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 01, 2020
Property Address7130 FIVE OAKS DR, HARMONY, FL 34773-6060
Document Number0057471964
Book / Page5747 / 1964
Map ReferenceMB 19 PG 34-38
Instrument DateJun 30, 2020
Instrument2020085145
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address321 HIGH SCHOOL RD NE # NED3-158, 321, BAINBRIDGE ISLAND, WA 98110-2647

Transferred To (Grantee/Buyer)

NameVerified Name
Address7130 FIVE OAKS DR, HARMONY, FL 34773-6060

Mortgage

Document Number0057471966
DateJul 01, 2020
Instrument5747/1966
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,505.00 (+8.86%)$249,400 (+1.63%) Land $40,000 Building $209,400$249,400 (+1.63%) Land $40,000 Building $209,400
2023$5,057.00 (+12.53%)$245,400 (+24.51%) Land $14,900 Building $230,500$245,400 (+24.51%) Land $14,900 Building $230,500
2022$4,494.00$197,100 Land $14,900 Building $182,200$197,100 Land $14,900 Building $182,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 265 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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