7128 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7128 Five Oaks Dr, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage1,472 sqft Heated Area
Lot Size2,614 sqft (0.06 acres)
OccupancyOwner Occupied
Last Sale$272,000 (2025)
Tax Bill$5,030.00 (2025)

Property Details

APN / Parcel Number

Primary APN30263228770001003C
Alternative APN
  • 148622

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,472 sqft Heated Area
Gross Area1,991 sqft Gross Area
1st Floor736 sqft 1st Floor
Upper Floors736 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area2,614 sqft (0.06 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached - Finished Garage
Garage Area484 sqft Garage
PorchOpen Porch
Porch Area35 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number148622
Street Address7128 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6060
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 3C
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionASHLEY PARK AT HARMONY TOWNHOMES
Legal Tract2877
Legal Block1
Legal Lot Number3
Legal Unit3C
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2093
Census Tract43801

Owner

Source: Osceola County records · APN 30263228770001003C

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7128 FIVE OAKS DR # 3C, 3C, HARMONY, FL 34773-6060
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Warranty Deed, Transfer · Conventional Mortgage
SPACE COAST CU
Jan 29, 2021Warranty Deed, Transfer · Conventional Mortgage
PANORAMA MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 25, 2025 · Amount on Record
Deed SaleSep 25, 2025 · Amount on Record
Prior SaleJan 29, 2021 · Amount on Record
Deed Doc Number2025117603
Deed Book / Page6852 / 2582
Record RefreshedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 25, 2025
Property Address7128 FIVE OAKS DR, HARMONY, FL 34773-6060
Document Number0068522582
Book / Page6852 / 2582
Map ReferenceMB 19 PG 34
Instrument DateSep 18, 2025
Instrument2025117603
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,904.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address135 RIVER CHASE DR, ORLANDO, FL 32807-8245

Transferred To (Grantee/Buyer)

NameVerified Name
Address7128 FIVE OAKS DR # 3C, 3C, HARMONY, FL 34773-6060

Mortgage

Document Number0068522584
DateSep 25, 2025
Instrument6852/2584
Lender
NameSPACE COAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 29, 2021
Property Address7128 FIVE OAKS DR, HARMONY, FL 34773-6060
Document Number0058802545
Book / Page5880 / 2545
Map ReferenceMB 19 PG 34--38
Instrument DateJan 28, 2021
Instrument2021013667
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,342.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7042 BUTTONBUSH LOOP, 7042, HARMONY, FL 34773-6003

Transferred To (Grantee/Buyer)

NameVerified Name
Address7128 FIVE OAKS DR, HARMONY, FL 34773-6060

Mortgage

Document Number0058802547
DateJan 29, 2021
Instrument5880/2547
Lender
NamePANORAMA MORTGAGE GROUP LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,030.00 (+4.21%)$215,100 (-1.65%) Land $40,000 Building $175,100$215,100 (-1.65%) Land $40,000 Building $175,100
2024$4,827.00 (+4.66%)$218,700 (+5.35%) Land $40,000 Building $178,700$218,700 (+5.35%) Land $40,000 Building $178,700
2023$4,612.00 (+12.11%)$207,600 (+24.09%) Land $14,900 Building $192,700$207,600 (+24.09%) Land $14,900 Building $192,700
2022$4,114.00$167,300 Land $14,900 Building $152,400$167,300 Land $14,900 Building $152,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 265 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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