7120 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7120 Five Oaks Dr, Harmony, FL 34773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,472 sqft · built 2007
Lot Size	0.06 acres (2,613 sqft)
Owner	Individual Name on File
Last Sale	$76,500 (Feb 2012)
Tax Bill	$5,033 (2025)
Deeds & Mortgages	Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`30-26-32-2877-0001-002E`

Property Details

APN / Parcel Number

Primary APN	`30-26-32-2877-0001-002E`
Alternative APNs	`26323028770001002E` `148618`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,472 sqft Living Area
Gross Area	2,026 sqft
1st Floor Area	736 sqft
Upper Floors Area	736 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,613 sqft (0.06 acres)
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	7120 FIVE OAKS DR
City	HARMONY
State	FL
Zip	34773-6060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 2E
Legal Range	32E
Legal Township	26S
Legal Section	30
Legal Subdivision	ASHLEY PARK AT HARMONY
Legal Tract	2877
Legal Block	2E
Legal Lot Number	2E
Legal Unit	2E
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2093
Census Tract	43801

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7120 FIVE OAKS DR, HARMONY, FL 34773-6060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 29, 2012 · Amount on Record
Deed Sale	Feb 29, 2012 · Amount on Record
Prior Sale	Aug 17, 2011
Deed Document Number	201228847
Deed Book / Page	4237 / 231
Last Transfer Date	Jun 12, 2019
Transfer Doc	0055440003
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 19, 2019
Property Address	7120 FIVE OAKS DR, HARMONY, FL 34773-6060
Document Number	0055440003
Book / Page	005544 / 000003
Instrument Date	Jun 12, 2019
Instrument	79091
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	7120 FIVE OAKS DR HARMONY FL 347736060, HARMONY, FL 34773-6060

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,033.00 (+4.96%)	$215,300 (+3.61%) Land $40,000 Building $175,300	$215,300 (+3.61%) Land $40,000 Building $175,300
2024	$4,795.00 (+4.63%)
2023	$4,583.00 (+12.11%)	$207,800 (+24.13%) Land $14,900 Building $192,900	$207,800 (+24.13%) Land $14,900 Building $192,900
2022	$4,088.00	$167,400 Land $14,900 Building $152,500	$167,400 Land $14,900 Building $152,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 64 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
T-Mobile USA Fixed Wireless	100 / 20