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7126 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7126 Five Oaks Dr, Harmony, FL 34773 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,826 sqft · built 2007
Lot Size0.06 acres (2,613 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Jan 2015)
Tax Bill$3,923 (2025)
Deeds & MortgagesNov 2021 Mortgage
Sep 2021 Document
Flood ZoneZone X (minimal risk)
APN30-26-32-2877-0001-003B

Property Details

APN / Parcel Number

Primary APN30-26-32-2877-0001-003B
Alternative APNs
  • 26323028770001003B
  • 148621

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,826 sqft Living Area
Gross Area2,352 sqft
1st Floor Area901 sqft
Upper Floors Area925 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,613 sqft (0.06 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address7126 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHLEY PARK AT HARMONY PB 19 PG 34-38 UNIT 3B
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionASHLEY PARK AT HARMONY
Legal Tract2877
Legal Block3B
Legal Lot Number3B
Legal Unit3B
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2093
Census Tract43801

Owner

Source: Osceola County records · APN 30-26-32-2877-0001-003B

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7126 FIVE OAKS DR, HARMONY, FL 34773-6060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAMILY FIRST FUNDING LLC
Sep 28, 2021
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2015 · Amount on Record
Deed SaleJan 07, 2015 · Amount on Record
Deed Document Number20152891
Deed Book / Page4718 / 2170
Last Transfer DateJul 24, 2018
Transfer Doc0060531333
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7126 FIVE OAKS DR, HARMONY, FL 34773-6060
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7126 FLVEOAKS DR, HARMONY, FL 34773

Mortgage

Document Number0060920172
DateNov 22, 2021
Book Page6092/172
Instrument2021181044
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
AddressTOMS RIVER, NJ 08753
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

September 2021:

JurisdictionOSCEOLA FL
Recording DateSep 28, 2021
Property Address7126 FIVE OAKS DR, HARMONY, FL 34773-6060
Document Number0060531333
Book / Page6053 / 1333
Map ReferenceMB 19 PG 34-38
Instrument DateJul 24, 2018
Instrument2021150501
Record UpdatedFeb 08, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7126 FIVE OAKS DR, HARMONY, FL 34773-6060

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,923.00 (+4.59%) Homeowner's exemption$176,075 (+5.99%)$244,100 (+1.92%) Land $40,000 Building $204,100
2024$3,751.00 (+2.18%)
2023$3,671.00 (+5.82%) Homeowner's exemption$166,130 (+3%)$239,500 (+24.42%) Land $14,900 Building $224,600
2022$3,469.00 Homeowner's exemption$161,292$192,500 Land $14,900 Building $177,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 265 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 197 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
Lumen TechnologiesDSL140 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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