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713 River St, Findlay, OH 45840 Property Records

Hancock County property record for 713 River St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,047 sqft · built 1995
Lot Size0.076 acres (3,302 sqft)
OwnerIndividual Name on Record
Last Sale$94,000 (Jan 2017)
Tax Bill$1,382 (2025)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN1010-133-01-004.001

Property Details

APN / Parcel Number

Primary APN1010-133-01-004.001
Alternative APN
  • 610001016172

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,047 sqft Living Area
1st Floor Area671 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area3,302 sqft (0.076 acres)
Lot Dimensions119 ft deep x 44 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area100 sqft
Deck Area170 sqft
Patio Area394 sqft
Canopy16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address713 RIVER ST
CityFINDLAY
StateOH
Zip45840-2551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE ADD THE LOT 8309 EX S119FT
Legal SubdivisionWHITE ADD THE
Legal Lot Number8309
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1035
Census Tract901

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address713 RIVER ST, FINDLAY, OH 45840-2551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2017 · Amount on Record
Deed SaleJan 11, 2017 · Amount on Record
Prior SaleDec 5, 2003
Deed Document Number2017300
Deed Book / Page2512 / 1298
Prior Transfer DateOct 19, 2004
Prior Transfer Doc0000015483
Record UpdatedSep 20, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateJan 11, 2017
Property Address713 RIVER ST, FINDLAY, OH 45840-2551
Document Number02512/1298
Book / Page2512 / 1298
Map ReferenceVOL 2 PG 34
Instrument DateDec 30, 2016
Instrument201700000300
Transaction TypeTransfer
Record UpdatedJun 27, 2022
Title CompanyMID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$282.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 RIVER ST, FINDLAY, OH 45840-2551

Mortgage

Document Number201700000301
DateJan 11, 2017
Instrument201700000301
Lender
NameFIRST FEDERAL BANK OF THE MIDWEST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2047

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,382.00 (+6.8%)$45,110 (+24%) Land $1,280 Building $43,830$128,890 (+23.99%) Land $3,660 Building $125,230
2023$1,294.00 Homeowner's exemption$36,380 Land $1,030 Building $35,350
2022$103,950 Land $2,950 Building $101,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims10 (2007–2017)
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, HDER Link, MetaLINK Technologies.

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