521 River St, Findlay, OH 45840 Property Records

Hancock County property record for 521 River St, Findlay, OH 45840 · Last verified June 2026

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 1,890 sqft · built 2000
Lot Size0.239 acres (10,402 sqft)
Owner2 Individual Names on File
Last Sale$98,166 (Dec 2011)
Tax Bill$491 (2025)
Deeds & MortgagesMar 2026 Transfer
Flood ZoneZone AE (high risk)
APN1010-134-06-005.000

Property Details

APN / Parcel Number

Primary APN1010-134-06-005.000
Alternative APN
  • 600001017200

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,890 sqft Living Area
2nd Floor Area1,890 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,402 sqft (0.239 acres)
Lot Dimensions103 ft deep x 101 ft wide
Garage TypeAttached
Garage Area1,890 sqft
Parking Spaces7 Parking Spaces
Deck Area240 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address521 RIVER ST
CityFINDLAY
StateOH
Zip45840-3452
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionVANCE ADD LOT 762-763 N 1/2
Legal SubdivisionVANCE ADD
Legal Lot Number762-763
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1029
Census Tract901

Owner

Source: Hancock County records · APN 1010-134-06-005.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address521 RIVER ST, 523, FINDLAY, OH 45840-3452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2011 · Amount on Record
Deed SaleDec 06, 2011 · Amount on Record
Deed Document Number201111312
Deed Book / Page2409 / 1132
Record UpdatedSep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHANCOCK OH
Recording DateMar 16, 2026
Property Address521 RIVER ST, FINDLAY, OH 45840-3452
Document Number02627/2538
Book / Page2627 / 2538
Map ReferenceVOL 1 PG 34
Instrument DateFeb 26, 2026
Instrument202600001789
Transaction TypeTransfer
Record UpdatedMar 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address900 RED MILLS RD, WALLKILL, NY 12589-5200

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$491.00 (+26.87%)$25,830 (+30.45%) Land $6,640 Building $19,190$73,800 (+30.5%) Land $18,970 Building $54,830
2023$387.00 Homeowner's exemption Senior Citizen's exemption$19,800 Land $5,110 Building $14,690
2022$56,550 Land $14,590 Building $41,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630009011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 38 individual NFIP policies nearby
Nearby Flood Policies38 in force
Nearby Flood Claims10 (2007–2017)
Most Recent ClaimJul 2017, rainfall accumulation
Claims By Storm
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Wildfire

Wildfire RiskLow
above 1% of the US · above 4% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
Benton Ridge Telephone CompanyFixed Wireless400 / 40
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, HDER Link, Defiance Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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