628 River St, Findlay, OH 45840 Property Records

Hancock County property record for 628 River St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,288 sqft · built 1997
Lot Size0.227 acres (9,901 sqft)
Owner2 Individual Names on Record
Last Sale$140,000 (Nov 2024)
Tax Bill$1,758 (2025)
Flood ZoneZone AE (high risk)
APN1010-131-07-073.000

Property Details

APN / Parcel Number

Primary APN1010-131-07-073.000
Alternative APN
  • 600000320250

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area9,901 sqft (0.227 acres)
Lot Dimensions132 ft deep x 75 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area120 sqft
Deck Area120 sqft
Patio Area144 sqft
Canopy72 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address628 RIVER ST
CityFINDLAY
StateOH
Zip45840-3455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVANCES O L LOT 36 W75FT S132FT
Legal SubdivisionVANCES O L
Legal Lot Number36
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1028
Census Tract901

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address225 W SAWMILL RD, FINDLAY, OH 45840-7070
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2024 · Amount on Record
Deed SaleNov 19, 2024 · Amount on Record
Prior SaleNov 20, 2003 · Amount on Record
Deed Document Number20247745
Deed Book / Page2614 / 5865
Prior Transfer DateNov 18, 2003
Prior Transfer Doc0000023299
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,758.00 (+11.97%)$57,330 (+29.94%) Land $6,660 Building $50,670$163,800 (+29.95%) Land $19,020 Building $144,780
2023$1,570.00 Homeowner's exemption$44,120 Land $5,120 Building $39,000
2022$126,050 Land $14,630 Building $111,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 38 policies
Nearby Flood Policies38 in force
Nearby Flood Claims10 (2007–2017)
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, HDER Link, MetaLINK Technologies.

Nearby Properties on River St

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