Bell County property record for 713 Gingham Trl, Troy, TX 76579
| Property Type | Single Family Home |
|---|---|
| Details | 1,669 sqft · built 2022 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,810 (2023) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0681643873 |
| Primary APN | 0681643873 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,669 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Cooling System | Central |
|---|
| Street Address | 713 GINGHAM TRL |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-3907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTONWOOD CREEK PHASE I, BLOCK 001, LOT 0016 |
| Legal Subdivision | COTTONWOOD CREEK PHASE I |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20101 |
Source: Bell County records · APN 0681643873
Assessment roll updated August 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 713 GINGHAM TRL, TROY, TX 76579-3907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 2022 |
| Deed Sale | Dec 15, 2022 |
| Deed Document Number | 2022073784 |
| Record Updated | Jun 07, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Dec 15, 2022 |
| Property Address | 713 GINGHAM TRL, TROY, TX 76579-3907 |
| Document Number | 0000073784 |
| Map Reference | DOC 2022000271 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022073784 |
| Transaction Type | Transfer |
| Record Updated | Jan 04, 2024 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7353 W ADAMS AVE, TEMPLE, TX 76502-5539 |
| Name | Verified Name |
|---|---|
| Address | 713 GINGHAM TRL, TROY, TX 76579-3907 |
| Document Number | 0000073785 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022073785 |
| Name | MERS |
|---|---|
| Type | MERS |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,810.00 | $286,665 Land $45,000 Building $241,665 | $286,665 Land $45,000 Building $241,665 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270201011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Cable | 1,500 / 50 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
May also be available: Verizon.
Based on FCC filings for 247 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TX0140037, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TROY serves 4,367 people |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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