Bell County property record for 673 Gingham Trl, Troy, TX 76579
| Property Type | Single Family Home |
|---|---|
| Details | 1,413 sqft · built 2022 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $292 (2023) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000014-84-83 |
| Primary APN | 000014-84-83 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,413 sqft Living Area |
| 1st Floor Area | 1,413 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 673 GINGHAM TRL |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-3906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTONWOOD CREEK PHASE I, BLOCK 001, LOT 0019 |
| Legal Subdivision | COTTONWOOD CREEK PHASE I |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20101 |
Source: Bell County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 673 GINGHAM TRL, TROY, TX 76579-3906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2023 |
| Deed Sale | Feb 3, 2023 |
| Deed Document Number | 20234372 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 3, 2023 |
| Property Address | 673 GINGHAM TRL, TROY, TX 76579-3906 |
| Document Number | 0000004372 |
| Map Reference | DOC 202200271A&B |
| Instrument Date | Feb 2, 2023 |
| Instrument | 2023004372 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2023 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000004373 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 2023004373 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $244,922 (-7.02%) Land $45,000 Building $199,922 | $244,922 (-7.02%) Land $45,000 Building $199,922 | |
| 2023 | $292.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $263,420 Land $45,000 Building $218,420 | $263,420 Land $45,000 Building $218,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 4,367 people · EPA ID TX0140037 |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Verizon.
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