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725 Gingham Trl, Troy, TX 76579 Property Records

Bell County property record for 725 Gingham Trl, Troy, TX 76579 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,452 sqft · built 2022
Lot Size0.132 acres (5,750 sqft)
Owner2 Individual Names on File
Tax Bill$3,993 (2025)
Deeds & MortgagesFeb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN0681643870

Property Details

APN / Parcel Number

Primary APN0681643870
Alternative APN
  • 511773

Interior

Stories1 Story
Building Area1,452 sqft Living Area
1st Floor Area1,452 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,750 sqft (0.132 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area30 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address725 GINGHAM TRL
CityTROY
StateTX
Zip76579-3907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOTTONWOOD CREEK PHASE I, BLOCK 001, LOT 0015
Legal SubdivisionCOTTONWOOD CREEK PHASE I
Legal Block1
Legal Lot Number15
JurisdictionBELL TX
Township / Civil DivisionEAST BELL
Census Block Group1
Census Block1005
Census Tract20101

Owner

Source: Bell County records · APN 0681643870

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address725 GINGHAM TRL, TROY, TX 76579-3907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 14, 2023
Deed SaleFeb 14, 2023
Deed Document Number20235815
Record UpdatedSep 20, 2026

February 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateFeb 14, 2023
Property Address725 GINGHAM TRL, TROY, TX 76579-3907
Document Number0000005815
Map ReferenceDOC 2022000271 A7B
Instrument DateFeb 13, 2023
Instrument2023005815
Transaction TypeTransfer
Record UpdatedNov 17, 2023
Title CompanyCENTRALAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7353 W ADAMS AVE, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

NameVerified Name
Address725 GINGHAM TRL, TROY, TX 76579-3907

Mortgage

Document Number0000005816
DateFeb 14, 2023
Instrument2023005816
Lender
NameFIRST NATIONAL BANK TEXAS
TypeBank
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTroy City
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,993.00 (-8.84%)$242,848 (-6.98%) Land $45,000 Building $197,848$242,848 (-6.98%) Land $45,000 Building $197,848
2023$4,380.00$261,082 Land $45,000 Building $216,082$261,082 Land $45,000 Building $216,082

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270201011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 21% of Texas
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 247 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsCable1,500 / 50
AMG Technology Investment GroupFixed Wireless500 / 100

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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