Bell County property record for 672 Gingham Trl, Troy, TX 76579 · Last verified April 2024
| Property Type | Other > Under Construction |
|---|---|
| Year Built | Built 2022 |
| Square Footage | 1,839 sqft Gross Area |
| Lot Size | 5,750 sqft (0.132 acres) |
| Garage | 441 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,766.00 (2023) |
| Primary APN | 0681644485 |
|---|---|
| Alternative APN |
|
| Building Area | 1,839 sqft Gross Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 2022 |
|---|---|
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,750 sqft (0.132 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 441 sqft Garage |
| Porch | Open Porch |
| Porch Area | 176 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 672 GINGHAM TRL |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-3906 |
| Property Usage | Other Property Usage |
| Type | Other > Under Construction |
| Legal Description | COTTONWOOD CREEK PHASE I, BLOCK 003, LOT 0019 |
| Legal Subdivision | COTTONWOOD CREEK PHASE I |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | BELL TX |
| Minor Civil Division | EAST BELL |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 20101 |
Source: Bell County records · APN 0681644485
Assessment roll updated August 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 672 GINGHAM TRL, TROY, TX 76579-3906 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 14, 2023 | Vendor's Lien, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Mar 25, 2022 | Vendor's Lien, Transfer · Line of Credit REGIONS BANK |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2023 |
| Deed Sale | Aug 14, 2023 |
| Prior Sale | Mar 25, 2022 |
| Deed Doc Number | 2023036294 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Aug 14, 2023 |
| Property Address | 672 GINGHAM TRL, TROY, TX 76579-3906 |
| Document Number | 0000036294 |
| Map Reference | DOC 2022000271 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023036294 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7353 W ADAMS AVE, TEMPLE, TX 76502-5539 |
| Name | Verified Name |
|---|---|
| Address | 672 GRINGHAM TRAIL, TROY, TX 76579-3906 |
| Investor | Possibly a Property Investor |
| Document Number | 0000036295 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2023036295 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 25, 2022 |
| Property Address | 672 GINGHAM TRL, TROY, TX 76579-3906 |
| Document Number | 0000019308 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 2022019308 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 W 2ND ST # ST201, ST201, GEORGETOWN, TX 78626-2926 |
| Name | Verified Name |
|---|---|
| Address | 7353 W ADAMS AVE, TEMPLE, TX 76502-5539 |
| Investor | Possibly a Property Investor |
| Document Number | 0000019309 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022019309 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Special Notes | Lender is also the Seller |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,766.00 | $295,803 Land $36,000 Building $259,803 | $295,803 Land $36,000 Building $259,803 |
672 Gingham Trl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Bell County (48027C), updated September 15, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 45th percentile of exposed land nationally · 18th in Texas |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,563 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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