Bell County property record for 685 Gingham Trl, Troy, TX 76579 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2022 |
| Square Footage | 1,830 sqft Living Area |
| Lot Size | 5,750 sqft (0.132 acres) |
| Garage | 441 sqft |
| Occupancy | Owner Occupied |
| Primary APN | 0681643879 |
|---|---|
| Alternative APN |
|
| Building Area | 1,830 sqft Living Area |
|---|---|
| 1st Floor | 1,830 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,750 sqft (0.132 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 441 sqft Garage |
| Porch | Open Porch |
| Porch Area | 216 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 685 GINGHAM TRL |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-3906 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COTTONWOOD CREEK PHASE I, BLOCK 001, LOT 0018 |
| Legal Subdivision | COTTONWOOD CREEK PHASE I |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | BELL TX |
| Minor Civil Division | EAST BELL |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 20101 |
Source: Bell County records · APN 0681643879
Assessment roll updated February 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 685 GINGHAM TRL, TROY, TX 76579-3906 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage LAKEVIEW LOAN SERVICING |
| Aug 03, 2023 | Vendor's Lien, Transfer · Veterans Administration Mortgage CMG MORTGAGE INC |
| Apr 04, 2023 | Vendor's Lien, Transfer · Veterans Administration Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 04, 2023 |
| Deed Sale | Apr 04, 2023 |
| Deed Doc Number | 202313824 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 15, 2026 |
| Property Address | 685 GINGHAM TRL, TROY, TX 76579-3906 |
| Document Number | 0000017975 |
| Instrument Date | Apr 08, 2026 |
| Instrument | 202617975 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 685 GINGHAM TRL, TROY, TX 76579-3906 |
| Document Number | 0000017975, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 202617975 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Aug 03, 2023 |
| Property Address | 613 GINGHAM TRL, TROY, TX 76579-3906 |
| Document Number | 0000034682 |
| Map Reference | DOC 2022000271 A & B |
| Instrument Date | Aug 03, 2023 |
| Instrument | 2023034682 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7353 W ADAMS AVE, TEMPLE, TX 76502-5539 |
| Name | Verified Name |
|---|---|
| Address | 613 GINGHAM TRL, TROY, TX 76579-3906 |
| Document Number | 0000034683 |
|---|---|
| Date | Aug 03, 2023 |
| Instrument | 2023034683 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 04, 2023 |
| Property Address | 685 GINGHAM TRL, TROY, TX 76579-3906 |
| Document Number | 0000013824 |
| Map Reference | DOC 2022000271A&B |
| Instrument Date | Apr 03, 2023 |
| Instrument | 2023013824 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | CENTRALAND TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7353 W ADAMS AVE, TEMPLE, TX 76502-5539 |
| Name | Verified Name |
|---|---|
| Address | 685 GINGHAM TRL, TROY, TX 76579-3906 |
| Document Number | 0000013825 |
|---|---|
| Date | Apr 04, 2023 |
| Instrument | 2023013825 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Lender is also the Seller |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Troy City |
| Unified School District | Troy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $283,995 (-4.13%) Land $45,000 Building $238,995 | $283,995 (-4.13%) Land $45,000 Building $238,995 | |
| 2023 | $4,970.00 | $296,237 Land $36,000 Building $260,237 | $296,237 Land $36,000 Building $260,237 |
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