712 Red Cedar Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 712 Red Cedar Rd, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,317 sqft · built 1948
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on File
Tax Bill$4,778 (2024)
Deeds & MortgagesApr 2023 Sale & Mortgage
Dec 2022 Transfer
Flood ZoneZone X (minimal risk)
APN03-904-08363905

Property Details

APN / Parcel Number

Primary APN03-904-08363905
Alternative APNs
  • 3-904-08363905
  • 90408363905

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,317 sqft Living Area
1st Floor Area998 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Deck Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number90408363905
Street Address712 RED CEDAR RD
CityANNAPOLIS
StateMD
Zip21409-6038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLTS224 &W HLF225 PL1 WHITEHALL BEACH
Legal SubdivisionWHITEHALL BEACH
Legal Block1
Legal Lot Number224
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1018
Census Tract730902

Owner

Source: Anne Arundel County records · APN 03-904-08363905

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address549 COOVER RD, ANNAPOLIS, MD 21401-6973
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Deed, Transfer · Conventional Mortgage
FIRST HOME MORTGAGE CORP
Dec 07, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 04, 2022
Transfer Doc0393210236
Record UpdatedJun 08, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateApr 12, 2023
Property Address712 RED CEDAR RD, ANNAPOLIS, MD 21409-6038
Document Number0395820408
Book / Page39582 / 408
Map ReferenceMB WMB 1 FO 2
Instrument DateMar 20, 2023
Transaction TypeTransfer
Record UpdatedMay 03, 2023
Title CompanyNOT AVAILABLE, EAGLE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address703 WHITEHALL BEACH RD, ANNAPOLIS, MD 21409-6043

Mortgage

Document Number0039582416
DateApr 12, 2023
Instrument39582/416
Lender
NameFIRST HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2053

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateDec 07, 2022
Property Address712 RED CEDAR RD, ANNAPOLIS, MD 21409-6038
Document Number0393210236
Book / Page39321 / 236
Map ReferenceMB WNB 1 FO 2
Instrument DateNov 04, 2021
Transaction TypeTransfer
Record UpdatedDec 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address549 COOVER RD, ANNAPOLIS, MD 21401-6973

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$427,033 (+16.75%)$511,100 (+32.75%) Land $355,800 Building $155,300
2024$4,778.00 (+19.63%)
2023$3,994.00$365,767$385,000 Land $275,300 Building $109,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims7 (1983–2024)
Claims Outside the SFHA5 of 7
Most Recent ClaimJan 2024 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 126 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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