705 Red Cedar Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 705 Red Cedar Rd, Annapolis, MD 21409 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,224 sqft · built 1930
Lot Size	0.324 acres (14,125 sqft)
Owner	Individual Name on File
Last Sale	$1,600,000 (May 2024)
Tax Bill	$10,149 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-904-09687550`

Property Details

APN / Parcel Number

Primary APN	`03-904-09687550`
Alternative APNs	`3-904-09687550` `90409687550`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,224 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,125 sqft (0.324 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Enclosed Porch
Porch Area	252 sqft
Shed	1 Shed
Shed Area	80 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	90409687550
Street Address	705 RED CEDAR RD
City	ANNAPOLIS
State	MD
Zip	21409-6037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 11 PL 1 WHITEHALL BEACH
Legal Subdivision	WHITEHALL BEACH
Legal Block	1
Legal Lot Number	11
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1014
Census Tract	730902

Owner

Source: Anne Arundel County records · APN 03-904-09687550

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2323 TWAIN CIR, WEST CHESTER, PA 19380-4594
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jul 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Sep 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 06, 2017	Grant Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2024 · Amount on Record
Deed Sale	May 21, 2024 · Amount on Record
Prior Sale	Apr 06, 2017 · Amount on Record
Prior Transfer Date	Jun 17, 2019
Prior Transfer Doc	0336420029
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	705 RED CEDAR RD, ANNAPOLIS, MD 21409-6037
Document Number	0348860499
Instrument Date	Jul 02, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	705 RED CEDAR RD ANNAPOLIS MD 214096037, ANNAPOLIS, MD 21409-6037

Mortgage

Document Number	0348860499
Date	Jul 13, 2020
Book Page	034886/000499

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 30, 2019
Property Address	705 RED CEDAR RD, ANNAPOLIS, MD 21409-6037
Document Number	0336420029
Book / Page	033642 / 000029
Instrument Date	Jun 17, 2019
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	705 RED CEDAR RD ANNAPOLIS MD 214096037, ANNAPOLIS, MD 21409-6037

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 06, 2017
Property Address	705 RED CEDAR RD, ANNAPOLIS, MD 21409-6037
Document Number	0308070313
Book / Page	30807 / 313
Instrument Date	Mar 30, 2017
Transaction Type	Transfer
Record Updated	Sep 01, 2017
Title Company	MID-MARYLAND TITLE COMPANY INC, MID-MARYLAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	705 RED CEDAR RD ANNAPOLIS MD 214096037, ANNAPOLIS, MD 21409-6037

Mortgage

Document Number	308070320
Date	Apr 06, 2017
Book Page	030807/000320

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 05, 2047

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,116,767 (+42.81%)	$1,599,300 (+82.67%) Land $1,395,200 Building $204,100
2024	$10,149.00 (+47.69%)
2023	$6,872.00 Homeowner's exemption	$782,000	$875,500 Land $776,300 Building $99,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037309021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (1983–2024)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jan 2024, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 126 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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