700 Red Cedar Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 700 Red Cedar Rd, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,360 sqft · built 1976
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Dec 2009)
Tax Bill$5,631 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-904-90004596

Property Details

APN / Parcel Number

Primary APN03-904-90004596
Alternative APNs
  • 3-904-90004596
  • 90490004596

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,360 sqft Living Area
Gross Area3,080 sqft
1st Floor Area1,333 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,250 sqft (0.258 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area312 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number90490004596
Street Address700 RED CEDAR RD
CityANNAPOLIS
StateMD
Zip21409-6038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 221 HLF LT220 PL1 WHITEHALL BEACH
Legal SubdivisionWHITEHALL BEACH
Legal Block1
Legal Lot Number220
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1018
Census Tract730902

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address700 RED CEDAR RD, ANNAPOLIS, MD 21409-6038
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2009 · Amount on Record
Deed SaleDec 17, 2009 · Amount on Record
Deed Document Number200910288
Deed Book / Page21818 / 268
Last Transfer DateAug 8, 2016
Transfer Doc0300200209
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address700 RED CEDAR RD, ANNAPOLIS, MD 21409-6038
Document Number0324210152
Instrument DateJul 14, 2018
Transaction TypeMortgage
Record UpdatedSep 7, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 RED CEDAR RD ANNAPOLIS MD 214096038, ANNAPOLIS, MD 21409-6038

Mortgage

Document Number0324210152
DateAug 24, 2018
Book Page032421/000152
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 23, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$622,800 (+10.5%)$682,000 (-) Land $355,800 Building $326,200
2025$5,631.00 (+2.53%) Homeowner's exemption$563,600 (+18.46%)$682,000 (+35.21%) Land $355,800 Building $326,200
2024$5,492.00 (+14.44%)
2023$4,799.00 Homeowner's exemption$475,767$504,400 Land $275,300 Building $229,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims7 (1983–2024)
Claims Outside the SFHA5 of 7
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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