Anne Arundel County property record for 721 Red Cedar Rd, Annapolis, MD 21409
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,500 sqft · built 1940 |
| Lot Size | 0.284 acres (12,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $431,500 (Nov 2016) |
| Tax Bill | $10,534 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-904-21305335 |
| Primary APN | 03-904-21305335 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 1,680 sqft |
| 1st Floor Area | 985 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 12,375 sqft (0.284 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 180 sqft |
| Deck Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 90421305335 |
|---|---|
| Street Address | 721 RED CEDAR RD |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21409-6037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 15 PL 1 WHITEHALL BEACH |
| Legal Subdivision | WHITEHALL BEACH |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 730902 |
721 Red Cedar Rd is owned and occupied by an individual who bought it in November 2016.
Source: Anne Arundel County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 721 RED CEDAR RD, ANNAPOLIS, MD 21409-6037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 10, 2017 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2016 · Amount on File |
| Deed Sale | Nov 17, 2016 · Amount on File |
| Deed Document Number | 201630309-430 |
| Deed Book / Page | 30309 / 430 |
| Prior Transfer Date | Oct 19, 2016 |
| Prior Transfer Doc | 0303090437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 721 RED CEDAR RD, ANNAPOLIS, MD 21409-6037 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | NEWLYN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0321890166 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 32189/166 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 4.62% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 721 RED CEDAR RD, ANNAPOLIS, MD 21409-6037 |
| Document Number | 0311570089 |
| Book / Page | 031157 / 000089 |
| Instrument Date | Jul 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2017 |
| Name | Verified Name |
|---|---|
| Address | 721 RED CEDAR RD ANNAPOLIS MD 214096037, ANNAPOLIS, MD 21409-6037 |
| Document Number | 0311570089 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 031157/000089 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2047 |
The 2025 property tax bill for 721 Red Cedar Rd was $10,534, up 13.5% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,030,900 (+12.83%) | $1,148,100 (-) Land $1,057,300 Building $90,800 | |
| 2025 | $10,534.00 (+13.46%) | $913,700 | $1,148,100 Land $1,057,300 Building $90,800 |
| 2024 | $9,284.00 (+19.56%) | ||
| 2023 | $7,765.00 | $711,133 | $796,500 Land $716,100 Building $80,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 721 Red Cedar Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (1983–2024) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 721 Red Cedar Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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