701 Red Cedar Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 701 Red Cedar Rd, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,796 sqft · built 1983
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on Record
Last Sale$870,000 (Jun 2007)
Tax Bill$8,539 (2024)
Deeds & MortgagesAug 2020 Mortgage
Aug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-904-28241000

Property Details

APN / Parcel Number

Primary APN03-904-28241000
Alternative APNs
  • 3-904-28241000
  • 90428241000

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,796 sqft Living Area
1st Floor Area1,196 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,000 sqft (0.321 acres)
View / LotWaterfront
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
Deck Area260 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number90428241000
Street Address701 RED CEDAR RD
CityANNAPOLIS
StateMD
Zip21409-6037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 10 PL 1 WHITEHALL BEACH
Legal SubdivisionWHITEHALL BEACH
Legal Block1
Legal Lot Number10
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1014
Census Tract730902

Owner

Source: Anne Arundel County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address701 RED CEDAR RD, ANNAPOLIS, MD 21409-6037
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Aug 17, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2007 · Amount on Record
Deed SaleJun 19, 2007 · Amount on Record
Prior SaleMar 15, 2005
Deed Document Number20076963
Deed Book / Page19211 / 193
Transfer Doc0160500596
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address701 RED CEDAR RD, ANNAPOLIS, MD 21409-6037
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyLIBERTY T&E OF MD LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0350430230
DateAug 13, 2020
Book Page35043/230
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address701 RED CEDAR RD, ANNAPOLIS, MD 21409-6037
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0390340001
DateAug 17, 2022
Book Page39034/1
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,187,367 (+42.09%)$1,506,500 (+63.95%) Land $1,140,500 Building $366,000
2024$8,539.00 (+10.49%)
2023$7,728.00 Homeowner's exemption$835,633$918,900 Land $775,000 Building $143,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims7 (1983–2024)
Claims Outside the SFHA5 of 7
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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